If you are a small-business owner, you are probably already preparing this year's shopping budget for your company needs. Whether the bulk of your expenses are made on office supplies, travel, equipment, or anything else, I'll show you how you can save money and earn rewards on your spending, whether you're on the road or in the office.
Most, if not all business purchases are generally made with a credit card. Having the right card will not only help you save money on all of your purchases, but it will also let you earn top rewards and benefit from exclusive perks. According to field experts, most businesses tend to buy more during the first quarter of the year, making this time of year the perfect moment to consider applying for one of our best rated business credit cards with the highest rewards or cash back.
It's also important to have several business credit cards that offer large rewards on different spending categories. This way, you can be sure to always earn the highest rewards on any type of purchase by using the card that is most rewarding for that spending category. I've divided the credit cards into two categories: office supplies and travel, so that you can see which cards offer better rewards on different types of spending.
If you spend a lot of money on office supplies, you will want a credit card that rewards you specifically on your office supply purchases. In 2012, businesses in the U.S. spent a total of $86.7 billion on office supplies and services, according to Marketline's latest market overview. And it's not surprising, office supply purchases can add up to quite a large sum per year for most businesses, which is why it is of utmost importance to purchase these with the right type of credit card that gives you part of the money back.
Here is our choice of the best business credit cards for office supplies in 2016:
If you spend large amounts of money on travel expenses, you may want to consider getting a good business travel credit card that not only offers maximum rewards on your spending, but that also throws in some exclusive perks and benefits to make you feel like a VIP wherever you go.
You may also check out our business credit cards section that highlights cards with top rewards, benefits and perks.
updated Aug 30, 2016
Ivan Daniel is a writer at GET.com a lifestyle and personal finance website. Email: email@example.com.
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At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.
Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.