US Mortgage Rates Fluctuate Slightly At Near-Record LowsKatrina Gutierrezupdated Nov 09, 2012TweetAt GET.com we maintain complete editorial integrity on our content & provide transparent & unbiased information. Companies don't pay us to include their products although we receive a compensation when you successfully apply to products from our partners. See how we make money here.At GET.com we maintain complete editorial integrity.This week 30-year fixed-rate mortgages increased slightly from 3.39% last week to 3.4% this week. This increase is still lower than 2 weeks ago and only 0.04% higher than the record low of 3.36% that was reached last month.According to Freddie Mac, 15-year mortgage rates have decreased this week to 2.69% from 2.7% last week. This is still lower than the 5-year adjustable-rate mortgages which have also decreased to 2.73% this week compared to 2.74% last week.1-year mortgage rates this week have a minimal increase of 0.01%, rising to 2.59% compared to 2.58% last year. This is still one of the best mortgage rates for 1-year adjustable-rate mortgages.Mortgage applications decreased 5% this week compared to the previous week. Large part of this decrease was due to Hurricane Sandy hitting the east coast, which decreased by more than half the mortgage applications received in the States that were hit head-on by Hurricane Sandy. The refinance share of mortgage applications remains steady at 80% for the second consecutive week. The adjustable-rate share remains at 4% for the third week in a row.If you want to refinance your home or buy a new house you should take advantage of these low US mortgage rates while they last. COMPARE MORTGAGESStateChoose State...AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingPurchase or Refinance?PurchaseRefinanceLoan TypeShow All30 yr. fixed15 yr. fixed3/1 yr. arm40 yr. fixed20 yr. fixed10 yr. fixed5/1 yr. arm7/1 yr. arm1 yr. armFHA 30 yr.VA 30 yr.FHA 15 yr.VA 15 yr.Loan AmountGET RATESKatrina Gutierrez is a writer at GET.com, a personal finance website. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.