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      To help you find the best mortgage rates for your state at all times, we at get the lowest mortgage rates directly from major US lenders - real-time - so that you can compare the most updated refinance rates, fixed rates or adjustable-rate mortgages. Home loans are some of the biggest expenses you'll have in life, and you may be daunted by the task of choosing the right mortgage for yourself since there can be hundreds of deals out there. Lower rates mean that you pay less interest on your loans, and thus have more money to spend or save. Here, we help you save a lot of time and effort by doing the homework for you. To speak directly to the lender in the listing, simply click 'Select' to see how to get the lender to call you back. We strongly recommend that you contact as many lenders as you can so that you can eventually make the best decision of which lender to go to.