Best Mortgage Rates 2016: Compare Fixed, ARM, FHA Home LoansGrace Chengupdated Feb 05, 2016TweetAt GET.com we maintain complete editorial integrity on our content & provide transparent & unbiased information. Companies don't pay us to include their products although we receive a compensation when you successfully apply to products from our partners. See how we make money here.At GET.com we maintain complete editorial integrity.To help you find the best mortgage rates for your state at all times, we at GET.com get the lowest mortgage rates directly from major US lenders (real-time!) so that you can compare the most updated refinance rates, fixed rates or adjustable-rate mortgages. So that you can compare the cheapest home loans in the market, select your state, desired loan amount, and other relevant details in our Mortgage Genius tool below. Start your home loan search now! COMPARE MORTGAGESStateChoose State...AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingPurchase or Refinance?PurchaseRefinanceLoan TypeShow All30 yr. fixed15 yr. fixed3/1 yr. arm40 yr. fixed20 yr. fixed10 yr. fixed5/1 yr. arm7/1 yr. arm1 yr. armFHA 30 yr.VA 30 yr.FHA 15 yr.VA 15 yr.Loan AmountGET RATESHome loans are some of the biggest expenses you'll have in life, and you may be daunted by the task of choosing the right mortgage for yourself since there can be hundreds of deals out there. Lower rates mean that you pay less interest on your loans, and thus have more money to spend or save. Here, we help you save a lot of time and effort by doing the homework for you. To speak directly to the lender in the listing, simply click 'Select' to see how to get the lender to call you back. We strongly recommend that you contact as many lenders as you can so that you can eventually make the best decision of which lender to go to!Grace Cheng is co-founder and editor in chief at GET.com, a lifestyle and personal finance website. Email: firstname.lastname@example.org.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.