Maybe Not ForgottenMichael Panznerupdated Apr 04, 2012TweetAt GET.com we maintain complete editorial integrity on our content & provide transparent & unbiased information. Companies don't pay us to include their products although we receive a compensation when you successfully apply to products from our partners. See how we make money here.At GET.com we maintain complete editorial integrity. In "One in Three Americans Paying Bills Late: Survey," the Herald-News brings us the latest news from the front lines of the so-called recovery. More than half of adults nationwide — 56 percent — have no budget and one-third don’t pay all of their bills on time, a financial literacy survey shows. The survey, released Tuesday to recognize Financial Literacy Month, also revealed that 39 percent carry over credit card debt from month to month; two in five are saving less than they were a year ago and 39 percent have no day-to-day savings. The results show that the painful financial lessons of the recession and high unemployment “are quickly being forgotten,” said Susan C. Keating, president and CEO of the National Foundation for Credit Counseling, which sponsored the survey. Then again, maybe there is no loss of memory involved. Maybe Americans are returning to old bad habits because they've been brainwashed into thinking that things are returning to "normal" by constant propagandizing from the powers-that-be. Or maybe they are in such dire straits that they've essentially given up hope on turning their financial lives around in any sort of meaningful way. Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.