U.S. Bank FlexPerks Business Edge Travel Rewards Card Review - 20,000 Bonus PointsIvan Danielupdated Dec 19, 2015TweetAt GET.com we maintain complete editorial integrity on our content & provide transparent & unbiased information. Companies don't pay us to include their products although we receive a compensation when you successfully apply to products from our partners. See how we make money here.At GET.com we maintain complete editorial integrity.Review of: U.S. Bank FlexPerks® Business Edge™ Travel Rewards CardOur Rating:4.10/5 StarsU.S. Bank FlexPerks® Business Edge™ Travel Rewards Card is a business card issued by US Bank that rewards you for your spending regardless of what business purchases you make. This Visa card rewards you with up to 3 points for each dollar you spend, and even lets you earn an enrollment bonus of 20,000 points. I like this business card as it has the option of not having any annual fee if you spend a certain amount on purchases yearly. But is this card good enough? Here is a detailed review of U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card that should answer that question and give you a broader perspective of this card's advantages and disadvantages. At U.S. Bank's secure siteThings We Like About This Card$0 intro annual fee during the first year. And after the first year, if you spend $24,000 or more on annual purchases with this card, you will get the annual fee of $55 credited back to your account. This won't be hard as you'll only have to spend $2,000 each month on your card to fulfill this requirement to have the annual fee credited back to your account. If you spend less than $24,000 throughout the year, you will have to pay an annual fee of $55 (an extra $10 for employees). Receive 20,000 bonus FlexPoints when spending $3,500 within the first 4 months. This is an attractive bonus reward which you should be able to earn by spending $3,500 during the first 4 months. Since you only need to spend a small amount over an extended period of time, it is easily achievable. A few other business credit cards in the market may give you more bonus points, but you would have to spend a certain amount within a shorter period of time. Earn 3 FlexPoints for each qualifying dollar you donate to charity. If you like helping others and donating to charity once in a while, you will be rewarded for your altruism.Earn 2 FlexPoints for each dollar you spend on a category of either gas, airline or office supplies, whichever you spend the most in each month. That means if you charge the highest amount to say, gas, for that month, you will automatically earn double points in that category. You will also earn double points on most cell phone expenses such as monthly bills, accessories and Internet charges. By earning double points, you will be able to accumulate your points twice as fast. You earn these points for eligible net purchases (minus returns and credits).Earn 1 FlexPoint for each dollar you spend on eligible net purchases. You will earn 1 point for each dollar you spend on your card regardless of the purchase you’re making. Receive up to $25 airline allowance along with every award travel ticket. This allowance can be used to pay for food and beverages on the plane, baggage fees, and so on.Redeem your points for travel starting at 20,000 points, which can be redeemed for a $400 airline ticket on over 150 airlines. If you spend a reasonable amount on this card, you can earn these points relatively fast. Within the first year, you can earn these points to spend on travel purchases by spending $3,500 within the first 4 months, which earns you 20,000 points, and when making $1,250 in purchases in a category that earns you double points, such as gas.No redemption fees or blackout dates when redeeming your points for travel. Unlike many travel rewards cards you won’t have to worry about blackout dates when redeeming your points for travel. At U.S. Bank's secure siteOur Least Favorite Things About This Card$55 annual fee after the first year if you spend less than $24,000 annually on this card. If you spend less than this amount during the year on this card, you will have to pay a $55 annual fee. Because of this, we will only recommend this card if you spend at least $24,000 a year on company expenses. If not, you are better off with a no-fee card such as Ink Cash Business, one of the highest rated business credit cards at GET.com.Our Verdict: U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card is a business card that rewards business owners for their spending by giving them points for each dollar they spend. With this card, you will be able to earn double points on one of the following categories, whichever you've spent the most on during that month: gas, office supplies or airline purchases. You'll also get double points on most of your cell phone payments such as monthly bills, internet and accessories.The U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card will only be worth it if you plan on spending at least $24,000 a year on purchases each year. If not, you'll have to pay an annual fee of $55 after the first year. At U.S. Bank's secure siteClick here to go to the official U.S. Bank website to apply online for U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card now.For those of you who prefer a business credit card with absolutely no annual fee, you might want to go for Ink Cash Business Card by Chase, a cash back card which offers new sign-ups $200 bonus cash back when you spend $3,000 during the first 3 months.See more U.S. Bank credit cards.Ivan Daniel is a writer at GET.com, a personal finance website. Email: email@example.com.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.