Starwood Preferred Guest® Credit Card from American Express, a GET.com advertiser, is a good hotel card to consider getting if you like to stay at Starwood hotels and resorts around the world. That's because it lets you earn rewards in return for making Starwood and your other everyday purchases, and it is, in our opinion, one of the best hotel credit cards out there.
What I like a lot about the SPG Card is that it gives you access to a diverse collection of hotel brands worldwide, including Sheraton, W Hotels, Westin, Le Meridien, St Regis, The Luxury Collection, element, aloft, and Four Points by Sheraton, and it lets you earn points which can be redeemed for stays at Starwood hotels and resorts in nearly 100 countries around the world, or for airline tickets on over 150 airlines.
Here I will do a detailed review of Starwood Preferred Guest® Credit Card from American Express, and highlight to you its pros and cons so that you can decide for yourself if it is the right card for your lifestyle needs.
Things We Like About Starwood Preferred Guest® Credit Card from American Express
$0 introductory annual fee for the first year, then $95. The first year's introductory annual fee is $0 for new card members, thereafter the annual fee will be $95.
Earn 25,000 bonus Starpoints® after you use your card to make $3,000 in purchases within the first 3 months of card membership.
1 point for every eligible $1 you spend and up to 5 points for Starwood purchases. Here's the breakdown of the 5 points: For every eligible $1 spent at SPG hotels & resorts, you get 2 Starpoints on the Card, plus 2 Starpoints as an SPG member (you will automatically be enrolled under the Starwood Preferred Guest program), and you get 1 more Starpoint with SPG Gold or Platinum status.
Use Starpoints for hotel stays and upgrades at over 1,200 hotels and resorts in almost 100 countries with no blackout dates. You can get weekend nights at a category 1 hotel for as low as 2,000 points. This is a good deal if you enjoy staying at the Starwood brand of hotels and like to get hotel stays as rewards. It's important to note that some hotels can possibly have mandatory service and resort charges.
Free premium internet access in-room. When you stay at participating SPG hotels, you can enjoy complimentary, in-room internet access.
Complimentary Boingo internet. Enjoy unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Just enroll to enjoy this complimetary wi-fi access.
Use Starpoints to travel to your next destination. With your points, you can use SPG Flights to redeem free flights on over 150 airlines without blackout dates.
Starpoints direct deposit into frequent flyer account. You can set up a direct deposit to convert your points - mostly on a 1:1 basis - to any of over 30 major frequent flyer programs including United MileagePlus and Delta Air Lines SkyMiles. That makes this card an interesting option for collecting airline miles.
Starpoints do not expire as long as you continue to spend on your card. If you continue to make purchases with this card, your Starpoints will remain active.
Travel accident insurance and car rental insurance, which can protect you in case of accidents or damage to the vehicle you are renting.
No foreign transaction fees on international purchases, so you can save a lot of money when you use your card to pay outside of the US.
Terms and Conditions apply.
Our Least Favorite Things About Starwood Preferred Guest® Credit Card from American Express
$95 annual fee after the first year. You enjoy $0 annual fee for the first year, then $95.
Points take from 8 to 12 weeks to be added to your account. If you're planning on accumulating points for a trip, make sure you take into consideration this lag time and plan well ahead.
How Other Cards Compare With Starwood Preferred Guest® Credit Card from American ExpressCiti® Hilton HHonors™ Reserve Card, a partner card, lets you earn 2 weekend night certificates which you can use at a number of select resorts and hotels within the Hilton Portfolio. You earn these nights after you make just $2,500 in purchases within 4 whole months of opening your account. Earn 10 Hilton HHonors Bonus Points for every dollar spent on hotel stays in the same Hilton Portfolio. Earn 5 more HHonors Bonus Points per $1 dollar spent when you rent a car or on airline purchases and earn 3 HHonors Bonus Points per $1 on every other purchase. Starwood Preferred Guest® Credit Card from American Express lets you get 25,000 bonus Starpoints® after you use it to make $3,000 in purchases within the first 3 months, but considering all the ways you can earn HHonors Bonus Points with Citi® Hilton HHonors™ Reserve Card, it makes it tough competition for the Starwood Preferred Guest® Credit Card from American Express. You get to reap the benefits of having HHonors Gold status as long as you have membership with this card. There are no foreign transaction fees and you can set your mind at ease with its global acceptance and chip technology. This card has a $95 annual fee and a 15.49% variable APR.
Starwood Preferred Guest® Credit Card from American Express is a rich rewards card for those of you who love traveling and like staying at hotels and resorts under the Starwood Preferred Guest program. I would recommend this card since it gives you points whenever you spend on your card, which you can accumulate to later redeem for hotel stays or flights with SPG Flights, or convert them into airline miles. Plus, you get to earn up to 25,000 Starpoints for new card members after you make $3,000 in purchases within the first 3 months.
As long as you use this card frequently and especially in Starwood hotels, you will be able to earn a lot of points, thus enabling you to chalk up getaways at SPG hotels and resorts.
On top of the SPG benefits like complimentary premium internet (in-room), you also get to enjoy all the cardholder benefits from American Express such as Extended Warranty, Purchase Protection Plan, Return Protection, and more, with a $0 annual fee for the first year, then $95. Apply online now for Starwood Preferred Guest® Credit Card from American Express, and you can get a decision in less than 60 seconds.
Katrina Gutierrez is a writer at GET.com. Email: firstname.lastname@example.org.Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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This is not a "real" American Express card. It has initial credit limits that are ridiculously low and the phone representatives are not empowered to increase the limits easily. What makes this ridiculous is that I have been an American Express member since 1984, have consistently run mid five figure monthly charges, paid in full each month and it is not worth the space in my wallet or embarrassment at a retailer to have this card, points or not. Cancelled the card two days after getting it. Not worth it.
November 18 2014 at 01:41
Applied and got a 18k credit limit. sweet.
November 26 2014 at 07:36