People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.
Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.
For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.
Here is a list of our top rated credit cards for excellent credit:
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
$100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
Special Offer - Get up to $350 back. Offer Ends 6/15/2016.
Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®.
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.
Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
We'll match all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll match it - so you get 40,000 Miles - automatically. Only for new cardmembers.
Earn 50,000 Hilton HHonorsTM Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
Special Offer - Get up to $300 back. Offer Ends 6/15/2016.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months, After that, the APR will be 12.24%-22.24% based upon your creditworthiness*.
Earn 50,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open.
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.
50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*.
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.
Get 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
updated Feb 09, 2016
Katrina Gutierrez is a writer at GET.com, a lifestyle and personal finance website. Email: email@example.com.
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At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.
Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.