People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

How We Rate Credit Cards

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

  • Chase Freedom®

    Chase Freedom®

    • Our Verdict:
    • 4.90/5 Stars
    At Chase's secure website
    Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period.
    Intro APR:0% APR for 15 months on purchases and balance transfers
    Regular APR:13.99% - 22.99% Variable
    Annual Fee:$0
    Rewards:Cash Back
    Credit Required:Good, Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Earn 5% cash back on rotating categories that change every quarter.
    • Signing bonus cash back offer.
    • No annual fee.
    • Rewards never expire.
    Beware of:
    • 5% cash back rewards capped at $1,500 in combined purchases made per quarter.
    • Has foreign transaction fees.
    View full Chase Freedom® details
    Card FeaturesRead Review
    • Named a Best Card for Cash Back by MONEY® Magazine
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
    • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
    • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • No annual fee and rewards never expire as long as your account is open
    At Chase's secure website
  • Discover it®

    Discover it®

    • Our Verdict:
    • 4.80/5 Stars
    At Discover's secure website
    Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.
    Intro APR:0% intro APR on purchases and balance transfers for 14 months.
    Regular APR:10.99% - 22.99% Variable*
    Annual Fee:$0
    Rewards:Cash Back
    Credit Required:Excellent
    At Discover's secure website
    Card Details
    Fantastic:
    • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.*.
    • 1% cash back on all other purchases.
    View full Discover it® details
    Card FeaturesRead Review
    • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
    • Redeem your cashback for any amount, any time*. Your cash back never expires.
    • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
    • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
    • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
    • 100% U.S.- based customer service— day or night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
    At Discover's secure website
  • Discover it®

    Discover it®

    • Our Verdict:
    • 4.80/5 Stars
    At Discover's secure website
    Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
    Intro APR:0% Intro APR for 18 months on balance transfers. 0% Intro APR for 6 months on purchases
    Regular APR:10.99% - 22.99% Variable*
    Annual Fee:$0
    Rewards:Cash Back
    Credit Required:Excellent
    At Discover's secure website
    Card Details
    Fantastic:
    • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
    View full Discover it® details
    Card FeaturesRead Review
    • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
    • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
    • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
    • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
    • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
    • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
    • *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
    At Discover's secure website
  • Citi® Double Cash Card

    Citi® Double Cash Card

    • Our Verdict:
    • 4.75/5 Stars
    At Citi Credit Cards' secure website
    Intro APR:0% intro APR on purchases and balance transfers for 15 months
    Regular APR:12.99% - 22.99% variable APR
    Annual Fee:no annual fee
    Rewards:Cash Back
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • The only card that earns you cash back twice on every purchase.
    • Introductory APR offer.
    View full Citi® Double Cash Card details
    Card FeaturesRead Review
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • The only card that earns you cash back twice on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • No Annual Fee
    At Citi Credit Cards' secure website
  • Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express

    • Our Verdict:
    • 4.60/5 Stars
    At American Express' secure website
    Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    Intro APR:0% on Purchases for 15 months; 0% on Balance Transfers for 15 months
    Regular APR:12.99% - 21.99% Variable
    Annual Fee:$75
    Rewards:Cash Back
    Credit Required:Excellent
    At American Express' secure website
    Card FeaturesRead Review
    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • Terms and limitations apply.
    At American Express' secure website
  • Discover it® Miles

    Discover it® Miles

    • Our Verdict:
    • 4.60/5 Stars
    At Discover's secure website
    Exclusive Double Miles Offer: At the end of your first year—when other Miles cards charge an annual fee—Discover doubles all the Miles you've earned.*.
    Intro APR:0% on purchases for 12 months and 10.99% on balance transfers for 12 months
    Regular APR:10.99% - 22.99% Variable*
    Annual Fee:$0
    Rewards:Miles
    Credit Required:Excellent
    At Discover's secure website
    Card Details
    Fantastic:
    • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases*.
    • Exclusive Double Miles Offer: At the end of your first year—when other Miles cards charge an annual fee—Discover doubles all the Miles you've earned.
    View full Discover it® Miles details
    Card FeaturesRead Review
    • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases.
    • Exclusive Double Miles Offer: At the end of your first year—when other Miles cards charge an annual fee—Discover doubles all the Miles you've earned.*
    • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
    • Discover pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement credit.*
    • Free FICO® Credit Score on your monthly statements, on mobile app and online*.
    • 100% U.S. based service at your dedicated phone number—day and night.
    • Free overnight shipping of replacement cards to any U.S. street address at your request. And you're never responsible for unauthorized purchases on your Discover card.*
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply Now." See complete Discover it® Miles details.
    At Discover's secure website
  • Discover it® chrome

    Discover it® chrome

    • Our Verdict:
    • 4.60/5 Stars
    At Discover's secure website
    Intro APR:0% on purchases and balance transfers for 14 months
    Regular APR:10.99% - 22.99% Variable*
    Annual Fee:$0
    Credit Required:Excellent
    At Discover's secure website
    Card Details
    Fantastic:
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*. 1% cash back on all your other purchases.
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no signups needed*.
    • 1% cash back on all your other purchases.
    View full Discover it® chrome details
    Card FeaturesRead Review
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*. 1% cash back on all your other purchases.
    • Redeem your cashback for any amount, any time*. Your cash back never expires.
    • J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
    • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
    • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
    • 100% U.S. based customer service— day or night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
    At Discover's secure website
  • BankAmericard Cash Rewards™ Credit Card

    BankAmericard Cash Rewards™ Credit Card

    • Our Verdict:
    • 4.40/5 Stars
    At Bank of America's secure website
    or Call 800-508-2933or Call 800-508-2933
    Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening. Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account.
    Intro APR:0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days
    Regular APR:12.99% - 22.99% Variable* on purchases & balance transfers
    Annual Fee:$0
    Rewards:Cash Back
    Credit Required:Excellent
    At Bank of America's secure website
    or Call 800-508-2933or Call 800-508-2933
    Card Details
    Fantastic:
    • No annual fee†.
    • Low intro APR on purchases and balance transfers.
    • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account.
    View full BankAmericard Cash Rewards™ Credit Card details
    Card FeaturesRead Review
    • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
    • No annual fee†
    • No changing categories and your rewards do not expire
    • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
    • See Terms.
    At Bank of America's secure website
    or Call 800-508-2933or Call 800-508-2933
  • Blue Cash Everyday® Card from American Express

    Blue Cash Everyday® Card from American Express

    • Our Verdict:
    • 4.40/5 Stars
    At American Express' secure website
    Intro APR:0% on Purchases for 15 months; 0% on Balance Transfers for 15 months
    Regular APR:12.99% - 21.99% Variable
    Annual Fee:$0
    Rewards:Cash Back
    Credit Required:Excellent
    At American Express' secure website
    Card FeaturesRead Review
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • Terms and restrictions apply.
    At American Express' secure website
  • Chase Sapphire Preferred® Card

    Chase Sapphire Preferred® Card

    • Our Verdict:
    • 4.40/5 Stars
    At Chase's secure website
    Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®. Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    Regular APR:15.99% Variable
    Annual Fee:Introductory Annual Fee of $0 the first year, then $95
    Rewards:Points
    Credit Required:Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening.
    View full Chase Sapphire Preferred® Card details
    Card FeaturesRead Review
    • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
    • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • 24/7 direct access to dedicated customer service specialists
    • Introductory Annual Fee of $0 the first year, then $95
    At Chase's secure website
  • Starwood Preferred Guest® Credit Card from American Express

    Starwood Preferred Guest® Credit Card from American Express

    • Our Verdict:
    • 4.30/5 Stars
    At American Express' secure website
    Earn up to 25,000 bonus Starpoints®.
    Regular APR:15.24% - 19.24% variable
    Annual Fee:$0 introductory annual fee for the first year, then $65
    Rewards:Points
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • Earn Starpoints good for hotel stays with eligible purchases.
    • No annual fee for the first year.
    • Earn up to 25,000 Bonus Starpoints®.
    Beware of:
    • No introductory rate available.
    View full Starwood Preferred Guest® Credit Card from American Express details
    Card FeaturesRead Review
    • Earn up to 25,000 bonus Starpoints®
    • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
    • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
    • Some hotels may have mandatory service and resort charges.
    • Starpoints stay active as long as you continue to spend on your Card.
    • $0 introductory annual fee for the first year, then $65.
    • Terms and Restrictions apply.
    At American Express' secure website
  • United MileagePlus® Explorer Card

    United MileagePlus® Explorer Card

    • Our Verdict:
    • 4.30/5 Stars
    At Chase's secure website
    Start with 30,000 bonus miles after you spend $1,000 in the first 3 months.
    Regular APR:15.99% (Variable)
    Annual Fee:$0 intro annual fee for the first year, then $95
    Rewards:Miles
    Credit Required:Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Rewards program.
    • No foreign transaction fees.
    • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months.
    Beware of:
    • No introductory rate available.
    View full United MileagePlus® Explorer Card details
    Card FeaturesRead Review
    • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
    • Check your first bag for free - save up to $100 per roundtrip
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
    • No foreign transaction fees!
    • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
    • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United flight
    • $0 intro annual fee for the first year, then $95
    At Chase's secure website
  • Citi Prestige® Card

    Citi Prestige® Card

    • Our Verdict:
    • 4.30/5 Stars
    At Citi Credit Cards' secure website
    Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    Regular APR:15.24%* (Variable)
    Annual Fee:$450
    Rewards:Points
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    Beware of:
    • Annual fee.
    • No low intro APR offered.
    View full Citi Prestige® Card details
    Card FeaturesRead Review
    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    At Citi Credit Cards' secure website
  • Citi® Hilton HHonors™ Reserve Card - $100 Statement Credit

    Citi® Hilton HHonors™ Reserve Card - $100 Statement Credit

    • Our Verdict:
    • 4.20/5 Stars
    At Citi Credit Cards' secure website
    Limited Time: Earn a $100 statement credit after spending $100 or more on your first hotel stay in the Hilton Portfolio within the first 3 months of account opening.
    Regular APR:15.24% variable
    Annual Fee:$95 annual fee
    Rewards:Points
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening.
    • Limited time signing bonus offer.
    View full Citi® Hilton HHonors™ Reserve Card - $100 Statement Credit details
    Card FeaturesRead Review
    • Limited Time: Earn a $100 statement credit after spending $100 or more on your first hotel stay in the Hilton Portfolio within the first 3 months of account opening.*
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*
    • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
    • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card
    At Citi Credit Cards' secure website
  • The Amex EveryDay<sup>SM</sup> Credit Card from American Express

    The Amex EveryDaySM Credit Card from American Express

    • Our Verdict:
    • 4.20/5 Stars
    At American Express' secure website
    Intro APR:0% on purchases and balance transfers for 15 months
    Regular APR:12.99% - 21.99% (Variable)
    Annual Fee:$0
    Rewards:Points
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • Low introductory APR on purchases and balance transfers.
    • No annual fee.
    Beware of:
    • Terms and limitations apply.
    View full The Amex EveryDaySM Credit Card from American Express details
    Card FeaturesRead Review
    • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
    • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • Terms and limitations apply.
    At American Express' secure website
  • U.S. Bank FlexPerks® Travel Rewards American Express® Card

    U.S. Bank FlexPerks® Travel Rewards American Express® Card

    • Our Verdict:
    • 4.20/5 Stars
    At U.S. Bank's secure website
    Intro APR:No introductory APR
    Regular APR:13.99% - 23.99% (Variable)
    Annual Fee:$0 annual fee for the first year, then $49
    Rewards:Points
    Credit Required:Excellent
    At U.S. Bank's secure website
    Card Details
    Fantastic:
    • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases on your Card within the first four months of account opening.
    Beware of:
    • No introductory APR.
    View full U.S. Bank FlexPerks® Travel Rewards American Express® Card details
    Card FeaturesRead Review
    • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases on your Card within the first four months of account opening.
    • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
    • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
    • No Foreign Transaction Fees.
    • Travel Advisor Fee: $25
    At U.S. Bank's secure website
  • BankAmericard Travel Rewards® Credit Card

    BankAmericard Travel Rewards® Credit Card

    • Our Verdict:
    • 4.20/5 Stars
    At Bank of America's secure website
    or Call 800-335-4319or Call 800-335-4319
    Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases. Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    Intro APR:0% introductory APR on purchases for the first 12 billing cycles
    Regular APR:14.99% - 22.99% Variable* on purchases & balance transfers
    Annual Fee:$0
    Credit Required:Excellent
    At Bank of America's secure website
    or Call 800-335-4319or Call 800-335-4319
    Card Details
    Fantastic:
    • Low intro APR on purchases.
    • Earn points on all purchases.
    • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases.
    Beware of:
    • No intro APR on balance transfers.
    View full BankAmericard Travel Rewards® Credit Card details
    Card FeaturesRead Review
    • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
    • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
    • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
    • No limit to the total number of points you can earn and points don't expire
    • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR
    • See Terms.
    At Bank of America's secure website
    or Call 800-335-4319or Call 800-335-4319
  • Citi ThankYou® Preferred Card  – Earn 20,000 Bonus Points

    Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

    • Our Verdict:
    • 4.15/5 Stars
    At Citi Credit Cards' secure website
    Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    Intro APR:0% intro APR on purchases and balance transfers for 12 months
    Regular APR:12.99% - 22.99% variable APR
    Annual Fee:No annual fee.
    Rewards:Points
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • Rewards program.
    • Introductory APR offer.
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards.
    Beware of:
    • Regular APR applies after introductory offer.
    View full Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points details
    Card FeaturesRead Review
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    At Citi Credit Cards' secure website
  • British Airways Visa Signature® Card

    British Airways Visa Signature® Card

    • Our Verdict:
    • 4.10/5 Stars
    At Chase's secure website
    You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
    Regular APR:15.99% (Variable)
    Annual Fee:$0 Intro Annual Fee for the first year, then $95
    Rewards:Miles
    Credit Required:Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years.
    • No foreign transaction fees.
    • Get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
    Beware of:
    • No introductory APR offer.
    • Annual fee after the first year.
    View full British Airways Visa Signature® Card details
    Card FeaturesRead Review
    • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
    • New: $0 Intro Annual Fee The First Year, Then $95.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
    • Pay no foreign transaction fees when you travel abroad.
    • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
    At Chase's secure website
  • Citi Simplicity® Card

    Citi Simplicity® Card

    • Our Verdict:
    • 4.10/5 Stars
    At Citi Credit Cards' secure website
    Intro APR:0% intro APR on purchases and balance transfers for 21 months
    Regular APR:12.99% - 22.99% variable APR
    Annual Fee:No annual fee.
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • 0% introductory APR offer.
    • No late fees.
    • No penalty rate.
    • No annual fee.
    • 0% Intro APR on balance transfers and purchases for 21 months - after that the variable APR will be 12.99% - 22.99% based on your creditworthiness.
    Beware of:
    • No rewards program.
    View full Citi Simplicity® Card details
    Card FeaturesRead Review
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - Ever
    • No penalty rate - Ever
    • No annual fee - Ever
    • Save time when you call with fast, personal help, 24 hours a day.
    At Citi Credit Cards' secure website
  • Marriott Rewards® Premier Credit Card

    Marriott Rewards® Premier Credit Card

    • Our Verdict:
    • 4.00/5 Stars
    At Chase's secure website
    Earn 50,000 Points after spending $1,000 in your first 3 months from account opening.
    Regular APR:15.99% (Variable)
    Annual Fee:$0 Intro Annual Fee for the first year, then $85
    Rewards:Points
    Credit Required:Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Earn free nights with qualified spending.
    • Earn 50,000 Points after spending $1,000 on purchases in your first 3 months from account opening.
    Beware of:
    • Annual membership fee applies after first year.
    View full Marriott Rewards® Premier Credit Card details
    Card FeaturesRead Review
    • Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
    • Receive 1 Free Night Stay after account approval in Category 1-4 locations, that's up to 7 Free Nights
    • Receive 1 additional Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • Introductory Annual Fee of $0 the first year, thereafter $85
    • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
    • Receive 15 credits guaranteeing Silver Elite Status or better
    • Unlimited Point Accumulation
    • No Foreign Transaction Fees and global Chip and Signature technology
    At Chase's secure website
  • The Platinum Card® from American Express

    The Platinum Card® from American Express

    • Our Verdict:
    • 4.00/5 Stars
    At American Express' secure website
    Annual Fee:$450
    Rewards:Points
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • Rewards program.
    • Platinum benefits.
    • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
    Beware of:
    • Annual fee.
    View full The Platinum Card® from American Express details
    Card FeaturesRead Review
    • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
    • Up to a $200 Airline Fee Credit Annually.
    • To receive the statement credit, you need to select a qualifying airline.
    • There are no foreign transaction fees with purchases made on your Platinum Card.
    • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
    • Terms & restrictions apply.
    At American Express' secure website
  • USAA Cash Rewards® American Express® Card

    USAA Cash Rewards® American Express® Card

    • Our Verdict:
    • 4.00/5 Stars
    At USAA's secure website
    Regular APR:9.9% - 25.9% (Variable)
    Annual Fee:$0 annual fee
    Rewards:Cash Back
    Credit Required:Excellent
    At USAA's secure website
    Card Details
    Fantastic:
    • Cash back rewards.
    • No annual fee.
    • Earn up to 2.25% cash back on gas and grocery purchases.
    Beware of:
    • Excellent credit is required.
    View full USAA Cash Rewards® American Express® Card details
    Card Features
    • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
    • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
    • No caps or limits on the amount you can earn.
    • Your cash rebate is awarded every January for the purchases made the previous 12 months.
    • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
    • No annual fee and no minimum finance charge.
    At USAA's secure website
  • Southwest Airlines Rapid Rewards® Premier Credit Card

    Southwest Airlines Rapid Rewards® Premier Credit Card

    • Our Verdict:
    • 4.00/5 Stars
    At Chase's secure website
    Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
    Regular APR:15.99% (Variable)
    Annual Fee:$99
    Rewards:Points
    Credit Required:Excellent
    At Chase's secure website
    Card Details
    Fantastic:
    • Rewards program.
    • No foreign transaction fees.
    • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
    Beware of:
    • No introductory APR.
    View full Southwest Airlines Rapid Rewards® Premier Credit Card details
    Card FeaturesRead Review
    • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
    • Get 6,000 points after your Cardmember Anniversary.
    • Earn 2 points per $1 spent on Southwest Airlines® purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
    • Earn 1 point per $1 spent on all other purchases.
    • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
    • No foreign transaction fees.
    At Chase's secure website
  • American Express® Premier Rewards Gold Card

    American Express® Premier Rewards Gold Card

    • Our Verdict:
    • 4.00/5 Stars
    At American Express' secure website
    Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
    Annual Fee:$0 intro annual fee for the first year of Card Membership, then $175
    Rewards:Points
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases.
    • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
    View full American Express® Premier Rewards Gold Card details
    Card FeaturesRead Review
    • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
    • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
    • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
    • You can also transfer points to our selection of frequent traveler programs.
    • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
    • $0 intro annual fee for the first year of Card Membership, then $175.
    • Terms and Restrictions Apply.
    At American Express' secure website
  • Citi® /  AAdvantage® Platinum Select® MasterCard®

    Citi® / AAdvantage® Platinum Select® MasterCard®

    • Our Verdict:
    • 3.90/5 Stars
    At Citi Credit Cards' secure website
    For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
    Regular APR:13.99% - 21.99%* (Variable)
    Annual Fee:$95 annual fee is waived for the first 12 months
    Rewards:Miles
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
    View full Citi® / AAdvantage® Platinum Select® MasterCard® details
    Card FeaturesRead Review
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • Your first eligible checked bag is free*
    • Group 1 boarding and 25% savings on eligible in-flight purchases*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    At Citi Credit Cards' secure website
  • Citi® Diamond Preferred® Card

    Citi® Diamond Preferred® Card

    • Our Verdict:
    • 3.90/5 Stars
    At Citi Credit Cards' secure website
    Intro APR:0%* on purchases and balance transfers for 21 months*
    Regular APR:11.99%-21.99%* (Variable)
    Annual Fee:$0*
    Rewards:Points
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Card FeaturesRead Review
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
    • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    At Citi Credit Cards' secure website
  • Citi® Hilton HHonors™  Visa Signature® Card

    Citi® Hilton HHonors™ Visa Signature® Card

    • Our Verdict:
    • 3.90/5 Stars
    At Citi Credit Cards' secure website
    Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*. Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*. Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*. Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*.
    Regular APR:15.24% - 19.24% variable APR
    Annual Fee:No annual fee.*
    Rewards:Points
    Credit Required:Excellent
    At Citi Credit Cards' secure website
    Card Details
    Fantastic:
    • No annual fee.
    • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*.
    Beware of:
    • No intro APR on purchases or balance transfers.
    View full Citi® Hilton HHonors™ Visa Signature® Card details
    Card FeaturesRead Review
    • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    At Citi Credit Cards' secure website
  • Gold Delta SkyMiles® Credit Card from American Express

    Gold Delta SkyMiles® Credit Card from American Express

    • Our Verdict:
    • 3.80/5 Stars
    At American Express' secure website
    Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    Regular APR:15.24% - 19.24% Variable
    Annual Fee:$0 intro annual fee for the first year, then $95
    Rewards:Miles
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    View full Gold Delta SkyMiles® Credit Card from American Express details
    Card FeaturesRead Review
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
    • Terms and Restrictions Apply.
    At American Express' secure website
  • TrueEarnings® Card from Costco and American Express

    TrueEarnings® Card from Costco and American Express

    • Our Verdict:
    • 3.70/5 Stars
    At American Express' secure website
    Intro APR:0% on Purchases for 6 months
    Regular APR:15.24% variable
    Annual Fee:No Annual Fee with your paid Costco Membership
    Rewards:Cash Back
    Credit Required:Excellent
    At American Express' secure website
    Card Details
    Fantastic:
    • No annual fee for Costco members.
    • You will receive your cash back annually in the form of a reward coupon.
    • Earn cash back: 3% US gas stations up to $4,000 per year in purchases.
    • 2% US restaurants & eligible travel.
    • 1% other purchases.
    • See details.
    Beware of:
    • Not as valuable a credit card for those without a Costco membership.
    View full TrueEarnings® Card from Costco and American Express details
    Card FeaturesRead Review
    • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
    • You will receive your cash back annually in the form of a reward coupon
    • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
    • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
    • Terms and restrictions apply
    At American Express' secure website