People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

  • Get a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • Unlimited 1% cash back on all other purchases - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs.
    • Cash Back rewards do not expire as long as your account is open.
    • No Annual Fee.
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    14.24%-23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs. Unlimited 1% cash back on all other purchases - it's automatic.
    What we would avoid
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    14.24%-23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • Unlimited 1% cash back on all other purchases - it's automatic.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
    • Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs.
    • Cash Back rewards do not expire as long as your account is open.
    • No Annual Fee.
    APPLY NOWAt Chase's secure website
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.

    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want with no blackout dates.
    • Miles don't expire and there's no limit to how many you can earn.
    • No foreign transaction fees.
    • $0 intro annual fee for the first year; $59 after that.

    Regular APR

    13.24% - 23.24% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good, Excellent
    Why we like it
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    What we would avoid
    • No low introductory APR period.

    Regular APR

    13.24% - 23.24% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good, Excellent
    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want with no blackout dates.
    • Miles don't expire and there's no limit to how many you can earn.
    • No foreign transaction fees.
    • $0 intro annual fee for the first year; $59 after that.
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.

    Why we like it
    • No annual fee.
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-508-2933 or Call 866-349-6262

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.24% - 23.24% Variable APR on purchases. 13.24% - 23.24% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-508-2933 or Call 866-349-6262
    Why we like it
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    What we would avoid
    • Foreign transaction fee.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.24% - 23.24% Variable APR on purchases. 13.24% - 23.24% Variable APR on balance transfers

    Annual Fee

    No annual fee

    Credit Required

    Excellent
    Why we like it
    • No annual fee.
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
    • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
    • No changing categories and no expiration on rewards.
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-508-2933 or Call 866-349-6262
  • Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200. Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.

    Why we like it
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $95

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $95

    Credit Required

    Excellent
    Why we like it
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
    • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine.
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • No foreign transaction fees.
    • 1:1 point transfer to leading airline and hotel loyalty programs.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24%-23.24% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.24%-23.24% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
    • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine.
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
    • No foreign transaction fees.
    • 1:1 point transfer to leading airline and hotel loyalty programs.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.
    APPLY NOWAt Chase's secure website
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.

    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
    • Now with chip technology for enhanced security and protection at chip-enabled terminals.
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR.
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click “Apply Now” to learn more about Preferred Rewards.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.24% - 23.24% Variable APR on purchases. 15.24% - 23.24% Variable APR on balance transfers

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.24% - 23.24% Variable APR on purchases. 15.24% - 23.24% Variable APR on balance transfers

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases.
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
    • Now with chip technology for enhanced security and protection at chip-enabled terminals.
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR.
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click “Apply Now” to learn more about Preferred Rewards.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-335-4319 or Call 866-408-2765
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.

    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50.
    • Cash rewards do not expire as long as your account is open, active and in good standing.
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    • No annual fee.
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% introductory APR for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    14.99% , 19.99% or 24.99% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.

    Intro APR

    0% introductory APR for 15 months (on balance transfers made within 45 days of account opening)

    Regular APR

    14.99% , 19.99% or 24.99% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50.
    • Cash rewards do not expire as long as your account is open, active and in good standing.
    • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness.
    • Please note, there is a fee for balance transfers.
    • No annual fee.
    APPLY NOWAt Barclaycard's secure website
  • Exclusively for Costco Members: Go Big with Cash Back Rewards.

    Why we like it
    • Exclusively for Costco Members: Go Big with Cash Back Rewards.
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases.
    • 2% cash back on all other purchases from Costco and Costco.com.
    • 1% cash back on all other purchases.
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* for 7 months on Purchases*

    Regular APR

    15.49%* (Variable).

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
    • 2% cash back on all other purchases from Costco and Costco.com.

    Intro APR

    0%* for 7 months on Purchases*

    Regular APR

    15.49%* (Variable).

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Exclusively for Costco Members: Go Big with Cash Back Rewards.
    • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.
    • 3% cash back on restaurants and eligible travel purchases.
    • 2% cash back on all other purchases from Costco and Costco.com.
    • 1% cash back on all other purchases.
    APPLY NOWAt Citi's secure website
  • Earn 50,000 Hilton HHonorsTM Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.

    Why we like it
    • Earn 50,000 Hilton HHonorsTM Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
    • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.49% - 19.49% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

    Regular APR

    15.49% - 19.49% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 Hilton HHonorsTM Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
    • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
    • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
    • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
    • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.

    Why we like it
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24% - 23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24% - 23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months.

    Why we like it
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • Free access to FICO® Scores*
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* on purchases and balance transfers for 21 months*

    Regular APR

    12.24% - 22.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months.
    • After that.
    • The APR will be 12.24%-22.24% based upon your creditworthiness*.
    • 24/7 access to Citi® Concierge for help in booking hotels.
    • Flights and more.

    Intro APR

    0%* on purchases and balance transfers for 21 months*

    Regular APR

    12.24% - 22.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    • Free access to FICO® Scores*
    APPLY NOWAt Citi's secure website
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.

    Why we like it
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®.
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels.
    • Earn 2x points on Dining at Restaurants and Entertainment.
    • 1 ThankYou® Point per $1 spent on other purchases.
    APPLY NOWAt Citi's secure website

    Regular APR

    15.49* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    What we would avoid
    • Annual fee.
    • No low intro APR offered.

    Regular APR

    15.49* (Variable)

    Annual Fee

    $450

    Credit Required

    Excellent
    Why we like it
    • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®.
    • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
    • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels.
    • Earn 2x points on Dining at Restaurants and Entertainment.
    • 1 ThankYou® Point per $1 spent on other purchases.
    APPLY NOWAt Citi's secure website
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.

    Why we like it
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* intro APR on purchases* and balance transfers* for 21 months

    Regular APR

    13.24% - 23.24% (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    What we would avoid
    • No rewards program.

    Intro APR

    0%* intro APR on purchases* and balance transfers* for 21 months

    Regular APR

    13.24% - 23.24% (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    APPLY NOWAt Citi's secure website
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.49% - 19.49% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

    Regular APR

    15.49% - 19.49% Variable

    Annual Fee

    $0 intro annual fee for the first year, then $95

    Credit Required

    Excellent
    Why we like it
    • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

    Why we like it
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195.

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195.

    Credit Required

    Excellent
    Why we like it
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.

    Why we like it
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies.
    • No annual fee.
    • The perfect card for those seeking a simple yet convenient-to-use credit card.
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account.
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-579-4293 or Call 866-494-3301

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.24% - 21.24% Variable APR on purchases. 11.24% - 21.24% Variable APR on balance transfers

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-579-4293 or Call 866-494-3301

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.24% - 21.24% Variable APR on purchases. 11.24% - 21.24% Variable APR on balance transfers

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies.
    • No annual fee.
    • The perfect card for those seeking a simple yet convenient-to-use credit card.
    • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account.
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone.
    • See Terms..
    APPLY NOWAt Bank of America - Credit Cards' secure website
    or Call 800-579-4293 or Call 866-494-3301
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.

    Why we like it
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Fly any airline, stay at any hotel, anytime.
    • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that.
    • Travel when you want with no blackout dates.
    • No foreign transaction fees.
    • Miles don't expire and there's no limit to how many you can earn.

    Intro APR

    0% on purchases for 12 months

    Regular APR

    12.24% - 22.24% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.

    Intro APR

    0% on purchases for 12 months

    Regular APR

    12.24% - 22.24% (Variable)

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    Why we like it
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Fly any airline, stay at any hotel, anytime.
    • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that.
    • Travel when you want with no blackout dates.
    • No foreign transaction fees.
    • Miles don't expire and there's no limit to how many you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

    Why we like it
    • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee*
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* on purchases and balance transfers for 15 months*

    Regular APR

    13.24% - 23.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*.

    Intro APR

    0%* on purchases and balance transfers for 15 months*

    Regular APR

    13.24% - 23.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
    • Travel with ease and enjoy global acceptance with Chip Technology.
    • No annual fee*
    APPLY NOWAt Citi's secure website
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.

    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
    • Chip-enabled cards with 24/7 fraud monitoring.
    • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®.
    • 6,000 points after your Cardmember Anniversary every year.
    • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners.
    • 1 point/$1 spent on all other purchases.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24%-23.24% Variable

    Annual Fee

    $99

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Rewards program.
    • $0 foreign transaction fee.
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.

    Regular APR

    16.24%-23.24% Variable

    Annual Fee

    $99

    Credit Required

    Excellent
    Why we like it
    • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
    • Chip-enabled cards with 24/7 fraud monitoring.
    • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®.
    • 6,000 points after your Cardmember Anniversary every year.
    • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners.
    • 1 point/$1 spent on all other purchases.
    APPLY NOWAt Chase's secure website
  • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.

    Why we like it
    • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • No Foreign Transaction Fees on international purchases.
    • Receive free in-room, premium internet access. Booking requirements apply.
    • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
    • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
    • $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.49%-19.49% variable

    Annual Fee

    $0 introductory annual fee for the first year, then $95.

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Receive free in-room, premium internet access (booking requirements apply.
    • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates (Some hotels may have mandatory service and resort charges).
    • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
    What we would avoid
    • No introductory low APR available.

    Regular APR

    15.49%-19.49% variable

    Annual Fee

    $0 introductory annual fee for the first year, then $95.

    Credit Required

    Excellent
    Why we like it
    • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • No Foreign Transaction Fees on international purchases.
    • Receive free in-room, premium internet access. Booking requirements apply.
    • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
    • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
    • $0 introductory annual fee for the first year, then $95.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

    Why we like it
    • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Low introductory APR on purchases and balance transfers.
    • No annual fee.
    What we would avoid
    • Terms and Conditions apply.

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

    Why we like it
    • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
    • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $95

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Low intro APR on purchases and balance transfers.
    What we would avoid
    • Annual fee.

    Intro APR

    0% on purchases and balance transfers for 12 months

    Regular APR

    13.24%-23.24% Variable

    Annual Fee

    $95

    Credit Required

    Excellent
    Why we like it
    • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
    • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
    • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
    • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.

    Why we like it
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
    • There are no foreign transaction fees with your Platinum Card.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
    • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
    • No interest charges because you pay your balance in full each month.
    • Terms and limitations apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Annual Fee

    $450

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website
    Why we like it
    • Rewards program.
    • Platinum benefits.
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    What we would avoid
    • Annual fee.

    Annual Fee

    $450

    Credit Required

    Excellent
    Why we like it
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
    • There are no foreign transaction fees with your Platinum Card.
    • Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
    • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
    • No interest charges because you pay your balance in full each month.
    • Terms and limitations apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.

    Why we like it
    • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
    • No annual fee and no annual fee for Additional Cards.
    • 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants and 1 point on other purchases for each eligible dollar spent. Terms apply.
    • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
    • Use Plenti® points for things you already buy at AT&T company-owned stores, Macy's and more! Terms and limitations apply.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases for 12 months

    Regular APR

    15.24%-25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases for 12 months

    Regular APR

    15.24%-25.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • Earn 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
    • No annual fee and no annual fee for Additional Cards.
    • 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants and 1 point on other purchases for each eligible dollar spent. Terms apply.
    • Earn points in addition to what you can with the Plenti® rewards program. Learn More.
    • Use Plenti® points for things you already buy at AT&T company-owned stores, Macy's and more! Terms and limitations apply.
    • Terms and Conditions apply.
    • See Rates & Fees.
    APPLY NOWAt American Express' secure website
  • $100 Cash Back Bonus after first use of card within 90 days of account opening.

    Why we like it
    • $100 Cash Back Bonus after first use of card within 90 days of account opening.
    • Earn up to 10% total cash back as a Upromise member when you use your Upromise MasterCard on eligible purchases at online retailers and travel partners through Upromise.com.
    • 2% cash back on eligible in-store and movie theater purchases.
    • 1% cash back on all other purchases.
    • No Limit to the total cash back you can earn on eligible purchases.
    • No rotating reward categories.
    • Complimentary FICO® Credit Score.
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% Intro APR for 15 months on balance transfers made within 45 days of account opening

    Regular APR

    14.24% , 20.24% or 23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Earn up to 10% total cash back as a Upromise member when you use your Upromise MasterCard on eligible purchases at online retailers and travel partners through Upromise.com.
    • 2% cash back on eligible in-store and movie theater purchases.

    Intro APR

    0% Intro APR for 15 months on balance transfers made within 45 days of account opening

    Regular APR

    14.24% , 20.24% or 23.24% Variable

    Annual Fee

    $0

    Credit Required

    Excellent
    Why we like it
    • $100 Cash Back Bonus after first use of card within 90 days of account opening.
    • Earn up to 10% total cash back as a Upromise member when you use your Upromise MasterCard on eligible purchases at online retailers and travel partners through Upromise.com.
    • 2% cash back on eligible in-store and movie theater purchases.
    • 1% cash back on all other purchases.
    • No Limit to the total cash back you can earn on eligible purchases.
    • No rotating reward categories.
    • Complimentary FICO® Credit Score.
    APPLY NOWAt Barclaycard's secure website
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*

    Why we like it
    • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $350 towards your stay at a +VIP AccessTM hotel.
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ gold status each year of card membership.
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*
    APPLY NOWAt Citi's secure website

    Regular APR

    14.24% - 22.24%* (Variable)

    Annual Fee

    $95*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*.
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*.
    What we would avoid
    • No introductory low APR period.

    Regular APR

    14.24% - 22.24%* (Variable)

    Annual Fee

    $95*

    Credit Required

    Excellent
    Why we like it
    • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
    • Points redeemable for $350 towards your stay at a +VIP AccessTM hotel.
    • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
    • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ gold status each year of card membership.
    • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*
    APPLY NOWAt Citi's secure website
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*

    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $200 towards your stay at a +VIP AccessTM hotel*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages *
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ silver status each year of cardmembership.
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.24% - 23.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*.

    Regular APR

    15.24% - 23.24%* (Variable)

    Annual Fee

    $0*

    Credit Required

    Excellent
    Why we like it
    • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
    • Points redeemable for $200 towards your stay at a +VIP AccessTM hotel*
    • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages *
    • 1 Expedia+ bonus point per $1 spent on other purchases*
    • Enjoy Expedia+ silver status each year of cardmembership.
    • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
    APPLY NOWAt Citi's secure website
  • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days.

    Why we like it
    • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days.
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. - Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • Earn 5,000 bonus points every year after your account anniversary.
    • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card.
    • Get 10% of your points back every time you redeem to use toward your next redemption & a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card.
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on balance transfers for First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening

    Regular APR

    12.24% , 20.24% or 25.24% Variable

    Annual Fee

    $99

    Credit Required

    Excellent
    APPLY NOWAt Barclaycard's secure website
    Why we like it
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.

    Intro APR

    0% on balance transfers for First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening

    Regular APR

    12.24% , 20.24% or 25.24% Variable

    Annual Fee

    $99

    Credit Required

    Excellent
    Why we like it
    • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days.
    • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. - Points required for an Award Flight will vary based on the published base fare at the time of booking.
    • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
    • Earn 5,000 bonus points every year after your account anniversary.
    • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.
    • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card.
    • Get 10% of your points back every time you redeem to use toward your next redemption & a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card.
    APPLY NOWAt Barclaycard's secure website
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*

    Why we like it
    • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website

    Regular APR

    14.24% - 22.24%* (Variable)

    Annual Fee

    $95 annual fee is waived for the first 12 months

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*.

    Regular APR

    14.24% - 22.24%* (Variable)

    Annual Fee

    $95 annual fee is waived for the first 12 months

    Credit Required

    Excellent
    Why we like it
    • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases.1.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*

    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*  .
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases* .
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases* .
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card.
    APPLY NOWAt Citi's secure website

    Regular APR

    15.49% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    APPLY NOWAt Citi's secure website
    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*.
    What we would avoid
    • No Introductory APR offer.

    Regular APR

    15.49% (Variable)

    Annual Fee

    $95

    Credit Required

    Excellent
    Why we like it
    • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
    • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*  .
    • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases* .
    • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases* .
    • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
    • No foreign transaction fees on purchases*
    • Travel with ease and enjoy global acceptance with your Citi chip credit card.
    APPLY NOWAt Citi's secure website