People with excellent credit not only have the upper hand when it comes to getting a mortgage, paying lower interest or even being accepted for a job, they also get to earn the most rewards when making purchases with their credit cards. To attract more new customers with excellent credit scores, credit card issuers in the US have created a wide range of credit cards for people with excellent credit. These high-end credit cards offer more rewards and special privileges than the cards offered to consumers with lower credit scores.

Credit cards for excellent credit are mainly for people who have a credit score of 740-850. Most of these cards are rewards and travel credit cards that offer large signing bonuses and extra benefits and perks that are not offered elsewhere, with many of them offering 0% foreign transaction fee, no balance transfer fee, travel accident insurance, purchase protection, extended warranty and many more.

For those of you who have very good to excellent credit score (740-850), I have compiled a list of our best rated credit cards for excellent credit offering the juiciest rewards and largest signing incentives so that you can browse through them easily and find the card that will reward you most for your spending.

Here is a list of our top rated credit cards for excellent credit:

How We Rate Credit Cards

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

  • Chase Freedom<sup>®</sup>
    • Our Rating:
    APPLY NOWAt Chase's secure website
    Fantastic:
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories every 3 months like gas stations, restaurants, and select grocery stores
    • Unlimited 1% cash back on all other purchases - it's automatic
    • Cash Back rewards never expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months on purchases and balance transfers

    Regular APR

    14.24%-23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    Fantastic:
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
    • No annual fee.
    • Rewards never expire.
    Beware of:
    • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
    • Has foreign transaction fees.

    Intro APR

    0% Intro APR for 15 months on purchases and balance transfers

    Regular APR

    14.24%-23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt Chase's secure website
  • Citi<sup>®</sup> Double Cash Card
    • Our Rating:
    APPLY NOWAt Citi's secure website
    Fantastic:
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 13.24% - 23.24%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • No Annual Fee
    APPLY NOWAt Citi's secure website

    Intro APR

    0% intro APR on purchases and balance transfers for 15 months

    Regular APR

    13.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    Fantastic:
    • The card that earns you cash back twice on every purchase.
    • Introductory APR offer.

    Intro APR

    0% intro APR on purchases and balance transfers for 15 months

    Regular APR

    13.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    APPLY NOWAt Citi's secure website
  • Fantastic:
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that

    Regular APR

    13.24% - 23.24% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year; $59 after that
    Fantastic:
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    Beware of:
    • No low introductory APR period.

    Regular APR

    13.24% - 23.24% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year; $59 after that
  • BankAmericard Cash Rewards™ Credit Card
    • Our Rating:
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933
    Fantastic:
    • No annual fee
    • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
    • See Terms.
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.24% - 23.24% Variable APR on purchases. 13.24% - 23.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    No annual fee

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

    Regular APR

    13.24% - 23.24% Variable APR on purchases. 13.24% - 23.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    No annual fee
    APPLY NOWAt Bank of America's secure website
    or Call 800-508-2933
  • Blue Cash Preferred<sup>®</sup> Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
    • Terms and limitations apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24%-22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $75

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24%-22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $75
    APPLY NOWAt American Express' secure website
  • Chase Sapphire Preferred<sup>®</sup> Card
    • Our Rating:
    APPLY NOWAt Chase's secure website
    Fantastic:
    • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
    • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
    • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Travel and shop with confidence with premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • Introductory Annual Fee of $0 the first year, then $95
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24%-23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95
    Fantastic:
    • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®.

    Regular APR

    16.24%-23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95
    APPLY NOWAt Chase's secure website
  • BankAmericard Travel Rewards<sup>®</sup> Credit Card
    • Our Rating:
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319
    Fantastic:
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Now with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% or more. Click “Apply Now” to learn more about Preferred Rewards
    • See Terms.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.24% - 23.24% Variable APR on purchases. 15.24% - 23.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    $0

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.24% - 23.24% Variable APR on purchases. 15.24% - 23.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    $0
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319
  • Barclaycard CashForward™ World MasterCard<sup>®</sup>
    • Our Rating:
    APPLY NOWAt Barclaycard's secure website
    Fantastic:
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
    • Earn unlimited 1.5% cash rewards on every purchase
    • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
    • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
    • Cash rewards do not expire as long as your account is open, active and in good standing
    • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening.
    • After that a variable APR will apply, currently 15.24%, 19.24% or 23.24%, depending on your creditworthiness
    • No annual fee
    APPLY NOWAt Barclaycard's secure website

    Intro APR

    0% on purchases for 12 months and 0% on balance transfers for 12 months (must be completed within first forty-five days of account opening)

    Regular APR

    15.24% , 19.24% or 23.24%* Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    Fantastic:
    • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening.
    • Earn unlimited 1.5% cash rewards on every purchase.

    Intro APR

    0% on purchases for 12 months and 0% on balance transfers for 12 months (must be completed within first forty-five days of account opening)

    Regular APR

    15.24% , 19.24% or 23.24%* Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt Barclaycard's secure website
  • Fantastic:
    • We'll double all the Miles you've earned at the end of your first year. So if you've earned 20,000 Miles, we'll double it to 40,000 Miles - Automatically. Only for new cardmembers.*
    • No annual fee* & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR* on purchases for 12 months - then a variable purchase APR applies, currently 11.24% - 23.24%.
    • Discover pays you back for your in-flight Wi-Fi fees - up to $30 a year - with an automatic statement credit.*
    • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.*
    • Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
    • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
    • Free overnight shipping of replacement cards to any U.S. street address at your request.* And you're never responsible for unauthorized purchases on your Discover card.
    • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases for 12 months

    Regular APR

    11.24% - 23.24% Variable*

    Credit Required

    Excellent

    Annual Fee

    $0
    Fantastic:
    • No annual fee* & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR* on purchases for 12 months - then a variable purchase APR applies, currently 11.24% - 23.24%.
    • Discover pays you back for your in-flight Wi-Fi fees - up to $30 a year - with an automatic statement credit.
    Beware of:
    • Not yet widely accepted outside of the U.S.

    Intro APR

    0% on purchases for 12 months

    Regular APR

    11.24% - 23.24% Variable*

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt Discover's secure website
  • Blue Cash Everyday<sup>®</sup> Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • With the Blue Cash Everyday® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
    • Terms and restrictions apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24% - 22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24% - 22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt American Express' secure website
  • Citi<sup>®</sup> Diamond Preferred<sup>®</sup> Card
    • Our Rating:
    APPLY NOWAt Citi's secure website
    Fantastic:
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
    • Citi Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
    • Let our 24/7 concierge service help book your hotel rooms, flights and more.
    • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
    • No annual fee*
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* on purchases and balance transfers for 21 months*

    Regular APR

    12.24% - 22.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    Fantastic:
    • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*.
    • 24/7 concierge service.

    Intro APR

    0%* on purchases and balance transfers for 21 months*

    Regular APR

    12.24% - 22.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    APPLY NOWAt Citi's secure website
  • Citi Prestige<sup>®</sup> Card
    • Our Rating:
    APPLY NOWAt Citi's secure website
    Fantastic:
    • $250 Air Travel Credit each year
    • Complimentary 4th Night for any hotel stay
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
    • Transfer points to a variety of travel loyalty programs from airlines to hotels.
    • Earn 3x points on Air Travel and Hotels
    • Earn 2x points on Dining at Restaurants and Entertainment
    • 1 ThankYou® Point per $1 spent on other purchases
    APPLY NOWAt Citi's secure website

    Regular APR

    15.49% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $450
    Fantastic:
    • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
    Beware of:
    • Annual fee.
    • No low intro APR offered.

    Regular APR

    15.49% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $450
    APPLY NOWAt Citi's secure website
  • Citi Simplicity<sup>®</sup> Card
    • Our Rating:
    APPLY NOWAt Citi's secure website
    Fantastic:
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - EVER
    • No penalty rate - EVER
    • No annual fee - EVER
    • Save time when you call with fast, personal help, 24 hours a day.
    APPLY NOWAt Citi's secure website

    Intro APR

    0% intro APR on purchases and balance transfers for 21 months

    Regular APR

    13.24% - 23.24% (variable)

    Credit Required

    Excellent

    Annual Fee

    No annual fee.
    Fantastic:
    • No penalty rate - EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months.
    • After that.
    • The variable APR will be 13.24% - 23.24% based on your creditworthiness.
    Beware of:
    • No rewards program.

    Intro APR

    0% intro APR on purchases and balance transfers for 21 months

    Regular APR

    13.24% - 23.24% (variable)

    Credit Required

    Excellent

    Annual Fee

    No annual fee.
    APPLY NOWAt Citi's secure website
  • Citi ThankYou<sup>®</sup> Premier Card
    • Our Rating:
    APPLY NOWAt Citi's secure website
    Fantastic:
    • Earn 40,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $400 in gift cards, $500 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
    • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
    • No foreign transaction fees on purchases
    • Points do not expire and earn unlimited ThankYou Points
    • Annual Fee: $95 (fee waived for the first 12 months)
    APPLY NOWAt Citi's secure website

    Regular APR

    14.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $95 (fee waived for the first 12 months)
    Fantastic:
    • Earn 40,000 bonus points after $3,000 in purchases within the first 3 months of account opening - redeemable for $400 in gift cards, $500 for airfare, or other great rewards.
    • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases.
    Beware of:
    • No intro APR.

    Regular APR

    14.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $95 (fee waived for the first 12 months)
    APPLY NOWAt Citi's secure website
  • Premier Rewards Gold Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
    • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
    • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges, plus a room upgrade at check-in if it's available, when you book a stay of at least two consecutive nights.
    • There is a $0 introductory annual fee for the first year, then $195.
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Credit Required

    Excellent

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195
    Fantastic:
    • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
    • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.

    Credit Required

    Excellent

    Annual Fee

    Introductory annual fee of $0 for the first year, then $195
    APPLY NOWAt American Express' secure website
  • BankAmericard<sup>®</sup> Credit Card
    • Our Rating:
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293
    Fantastic:
    • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.
    • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
    • No annual fee
    • The perfect card for those seeking a simple yet convenient-to-use credit card
    • Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account
    • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
    • See Terms.
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.24% - 21.24% Variable APR on purchases. 11.24% - 21.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    $0

    Intro APR

    0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days

    Regular APR

    11.24% - 21.24% Variable APR on purchases. 11.24% - 21.24% Variable APR on balance transfers

    Credit Required

    Good, Excellent

    Annual Fee

    $0
    APPLY NOWAt Bank of America's secure website
    or Call 800-579-4293
  • British Airways Visa Signature<sup>®</sup> Card
    • Our Rating:
    APPLY NOWAt Chase's secure website
    Fantastic:
    • 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.
    • Plus earn an additional 25,000 bonus Avios when you spend $10,000 on purchases for a total of 75,000 bonus Avios.
    • Plus earn another 25,000 bonus Avios when you spend a total of $20,000 on purchases within your first year for a total of 100,000 bonus Avios.
    • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
    • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
    • Pay no foreign transaction fees when you travel abroad.
    • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $95
    Fantastic:
    • No foreign transaction fees.
    • 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $95
    APPLY NOWAt Chase's secure website
  • Fantastic:
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases until February 2017; 12.24%-22.24% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles don't expire and there's no limit to how many you can earn

    Intro APR

    0% on purchases until February 2017

    Regular APR

    12.24% - 22.24% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0
    Fantastic:
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.

    Intro APR

    0% on purchases until February 2017

    Regular APR

    12.24% - 22.24% (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0
  • Fantastic:
    • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*
    • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
    • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
    • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
    • No annual fee.*
    APPLY NOWAt Citi's secure website

    Regular APR

    15.49% - 19.49* (Variable)

    Credit Required

    Excellent

    Annual Fee

    No annual fee
    Fantastic:
    • Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening*.
    • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets.
    • Drugstores and gas stations*.
    Beware of:
    • No intro APR on purchases or balance transfers.

    Regular APR

    15.49% - 19.49* (Variable)

    Credit Required

    Excellent

    Annual Fee

    No annual fee
    APPLY NOWAt Citi's secure website
  • Fantastic:
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
    • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 13.24% - 23.24% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
    • 1 ThankYou Point on other purchases
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
    APPLY NOWAt Citi's secure website

    Intro APR

    0% intro APR on purchases and balance transfers for 12 months

    Regular APR

    13.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    Fantastic:
    • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!

    Intro APR

    0% intro APR on purchases and balance transfers for 12 months

    Regular APR

    13.24% - 23.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    APPLY NOWAt Citi's secure website
  • Marriott Rewards<sup>®</sup> Premier Credit Card
    • Our Rating:
    APPLY NOWAt Chase's secure website
    Fantastic:
    • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
    • Plus, earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
    • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • Earn unlimited Marriott Rewards points and get free stays faster
    • Earn 5 points for every $1 spent at 4,000 Marriott locations, 2 points for every $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants and 1 point everywhere else
    • The fastest way to earn Marriott Rewards points towards free nights
    • The fastest way to earn Marriott Rewards Elite Status. Receive 15 Elite Credits guaranteeing Silver Elite Status or better. Plus, Earn 1 Elite Credit for every $3,000 spent on purchases
    • All for an $85 Annual Fee
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24% - 23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $85
    Fantastic:
    • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
    • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
    Beware of:
    • $85 Annual Fee.

    Regular APR

    16.24% - 23.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $85
    APPLY NOWAt Chase's secure website
  • Fantastic:
    • Earn 25,000 points after you spend $1,000 on purchases in the first 3 months your account is open
    • Named 2015 Freddie Award Winner for Best Loyalty Credit Card
    • Chip-enabled cards with 24/7 fraud monitoring
    • Points Don’t Expire, No Blackout Dates, Bags Fly Free®
    • 6,000 points after your Cardmember Anniversary every year
    • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
    • 1 point/$1 spent on all other purchases
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $99
    Fantastic:
    • Rewards program.
    • No foreign transaction fees.
    • Earn 25,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $99
    APPLY NOWAt Chase's secure website
  • Starwood Preferred Guest<sup>®</sup> Credit Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    • New: No Foreign Transaction Fees on international purchases.
    • New: Receive free in-room, premium internet access. Booking requirements apply.
    • New: Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
    • Earn free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates.
    • Some hotels may have mandatory service and resort charges.
    • $0 introductory annual fee for the first year, then $95
    • Terms and limitations apply. See Rates & Fees.
    APPLY NOWAt American Express' secure website

    Regular APR

    15.49%-19.49% variable

    Credit Required

    Excellent

    Annual Fee

    $0 introductory annual fee for the first year, then $95
    Fantastic:
    • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
    Beware of:
    • No introductory rate available.

    Regular APR

    15.49%-19.49% variable

    Credit Required

    Excellent

    Annual Fee

    $0 introductory annual fee for the first year, then $95
    APPLY NOWAt American Express' secure website
  • The Amex EveryDay<sup>®</sup> Credit Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
    • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and get 20% extra points on those purchases less returns and credits. Terms and limitations apply.
    • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
    • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24% to 22.24%, based on your creditworthiness and other factors.
    • Terms and limitations apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24%-22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    Fantastic:
    • Low introductory APR on purchases and balance transfers.
    • No annual fee.
    Beware of:
    • Terms and limitations apply.

    Intro APR

    0% on purchases and balance transfers for 15 months

    Regular APR

    13.24%-22.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt American Express' secure website
  • The Platinum Card<sup>®</sup> from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    • $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.
    • There are no foreign transaction fees with your Platinum Card.
    • New! Enroll to enjoy the benefits of complimentary Hilton HHonors(TM) Gold Status.
    • Get reservations with Platinum Card® Concierge to enjoy an exquisite dining experience with the #AmexPlatinum Dining Program. Learn more.
    • No interest charges because you pay your balance in full each month.
    • Terms and limitations apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Credit Required

    Excellent

    Annual Fee

    $450
    Fantastic:
    • Rewards program.
    • Platinum benefits.
    • Get 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.
    Beware of:
    • Annual fee.

    Credit Required

    Excellent

    Annual Fee

    $450
    APPLY NOWAt American Express' secure website
  • United MileagePlus<sup>®</sup> Explorer Card
    • Our Rating:
    APPLY NOWAt Chase's secure website
    Fantastic:
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening
    • Check your first bag for free - save up to $100 per roundtrip
    • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
    • No foreign transaction fees
    • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
    • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United flight
    • $0 intro annual fee for the first year, then $95
    APPLY NOWAt Chase's secure website

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year, then $95
    Fantastic:
    • Rewards program.
    • No foreign transaction fees.
    • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.

    Regular APR

    16.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year, then $95
    APPLY NOWAt Chase's secure website
  • The Plenti<sup>®</sup> Credit Card from Amex
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Get 5,000 Plenti® points after you spend $250 in purchases on your Plenti® Credit Card from Amex within your first 3 months of Card Membership.
    • No Annual Fee and No Annual Fee for Additional Cards.
    • 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants and 1 point on other purchases for each eligible dollar spent. Terms apply.
    • Get points in addition to what you can with the Plenti® rewards program. Learn More.
    • Use Plenti® points for things you already buy at AT&T company-owned stores, Macy's and more! Terms and limitations apply.
    • Terms and restrictions apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Intro APR

    0% on purchases for 12 months

    Regular APR

    15.24%-25.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0

    Intro APR

    0% on purchases for 12 months

    Regular APR

    15.24%-25.24% Variable

    Credit Required

    Excellent

    Annual Fee

    $0
    APPLY NOWAt American Express' secure website
  • Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express
    • Our Rating:
    APPLY NOWAt American Express' secure website
    Fantastic:
    • Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • Additionally, get a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
    • Get 2 Miles per dollar spent on purchases made directly with Delta. Get 1 mile for every dollar spent on all other eligible purchases.
    • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
    • Settle in sooner with Priority Boarding.
    • No foreign transaction fees
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms and Restrictions Apply.
    • See Rates & Fees
    APPLY NOWAt American Express' secure website

    Regular APR

    15.49%-19.49% Variable

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year, then $95
    Fantastic:
    • Get 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.

    Regular APR

    15.49%-19.49% Variable

    Credit Required

    Excellent

    Annual Fee

    $0 intro annual fee for the first year, then $95
    APPLY NOWAt American Express' secure website
  • Fantastic:
    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
    • Use your Card at select membership warehouse clubs and for everyday purchases.
    • 1 FlexPoint for every $1 in Net Purchases.
    • No annual fee.*
    • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
    • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
    • Net purchases are purchases minus credits and returns
    APPLY NOWAt U.S. Bank's secure website

    Intro APR

    0% on balance transfers for 9 billing cycles

    Regular APR

    14.24% - 24.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    Fantastic:
    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
    • No annual fee*.
    Beware of:
    • No introductory APR on purchases.

    Intro APR

    0% on balance transfers for 9 billing cycles

    Regular APR

    14.24% - 24.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $0*
    APPLY NOWAt U.S. Bank's secure website
  • Fantastic:
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy Group 1 Boarding on American Airlines flights*
    • NEW - No Foreign Transaction Fees on purchases.1
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*
    • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
    APPLY NOWAt Citi's secure website

    Regular APR

    14.24% - 22.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $95 annual fee is waived for the first 12 months
    Fantastic:
    • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*.

    Regular APR

    14.24% - 22.24%* (Variable)

    Credit Required

    Excellent

    Annual Fee

    $95 annual fee is waived for the first 12 months
    APPLY NOWAt Citi's secure website