updated Sep 26, 2016
A Citi credit card may just be the right deal for you whether you are looking for a card with rewards or one with a long period of 0% APR on balance transfers and purchases. Citicards are one of GET.com's preferred choice of cards that can help you earn more air miles when you fly on American Airlines or earn free hotel nights at Hilton. What's more, most of their cards now have chip technology, which makes it safer against fraud. If you have good to excellent credit, take a look at these best Citicards in the market right now.
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Citi® Double Cash Card – 18 month BT offer, a partner card, stands out because it lets you earn cash back twice on every purchase (unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases). Now, that is a real opportunity to earn decent cash back just by being responsible with your card payments. Cash back can be redeemed for gift cards, checks, or statement credit. There's no need to enroll in cash back categories and there's no limit to the amount of cash back you can earn. You get a 0% intro APR on balance transfers for 18 months. After that, the regular 13.24% - 23.24% variable APR will apply (click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases). If you are looking for a card that earns you cash back twice with no annual fee, Citi® Double Cash Card – 18 month BT offer is the best option. Here's our review of Citi® Double Cash Card – 18 month BT offer.
0%* intro APR on purchases* and balance transfers* for 21 months
13.24% - 23.24% (Variable)
14.24% - 22.24%* (Variable)
$95 annual fee is waived for the first 12 months
15.49% (Variable). Prime Rate+11.99%
0%* on purchases and balance transfers for 21 months*
12.24% - 22.24%* (Variable)
0%* for 7 months on Purchases*
Costco Anywhere Visa® Card by Citi lets you earn 2% cash back on all other purchases from Costco (and Costco.com). But what makes this card really attractive is that you earn 4% cash back on the first $7,000 spent in gas purchases per year (1% thereafter). Plus you earn 3% cash back on restaurants and eligible travel purchases. All other purchases earn 1% cash back. You get a 0% intro APR for 7 months on purchases with a standard 15.49% variable APR after that. This card has no annual fee, but you must be a Costco member to apply. Get more info in our review of Costco Anywhere Visa® Card by Citi here.
0%* on purchases and balance transfers for 15 months*
13.24% - 23.24%* (Variable)
0% intro APR on purchases for 7 months
14.24% - 24.24%* (Variable)
No annual fee
15.24% - 23.24%* (Variable)
Good, No Credit
$95, waived for first 12 months
Grace Cheng is co-founder and editor in chief at GET.com, a lifestyle and personal finance website. Email: firstname.lastname@example.org.
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At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.
Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.