Whether you are looking for a card with rewards or one with a long period of 0% APR on balance transfers and purchases, a Citi credit card may just be the right deal for you. Citicards are one of GET.com's preferred choice of cards that can help you get out of debt. What's more, most of their cards now have chip technology, which makes it safer against fraud. If you have good to excellent credit, take a look at these best Citicards in the market.
Best Rewards Card That Earns You Cash Back Twice
The Citi® Double Cash Card, a partner card, stands out by rewarding you with cash back twice. You earn 1% cash back on all eligible purchases, plus an extra 1% cash back when paying the minimum due each month. Now, that's a decent cash back just for being responsible with your card payments! Cash back can be redeemed for gift cards, checks, or statement credit. There's no need to enroll in cash back categories and there's no limit to the amount of cash back you can earn. You get a 0% intro APR on purchases and balance transfers for 15 months. After that, there is a 12.99% - 22.99% variable APR for purchases and balance transfers. If you are looking for a card that earns you cash back twice with no annual fee, Citi® Double Cash Card is the best option. Here's our review of Citi® Double Cash Card.
Best Balance Transfer And Low Interest Card
The Citi Simplicity® Card is a great card for people who want to do a 0% balance transfer to cut any existing debt. It comes with 0% intro APR on purchases and balance transfers for 21 months, and after that, you will have a 12.99% - 22.99% variable APR on purchases and balance transfers. You can transfer almost any kind of debt to this card, including student loans, car loans or store card debt. Citi Simplicity® Card can truly simplify your life - there are no late fees, no penalty APR, no annual fee, ever. So there's less worry for those times when you don't manage to pay on time. This card also comes with additional perks such as free extended warranty and retail purchase protection. We absolutely love the free Citi® Price Rewind benefit which searches for a lower online price on your registered purchases after checkout. Here's our Citi Simplicity® Card review.
Best Rewards Card With Huge Signup Bonus
Citi ThankYou® Premier Card is a great rewards card with an eye-popping signup bonus. It gives you 50,000 ThankYou® Points (worth $500 in gift cards, or up to $625 for airfare) when you spend $3,000 within the first 3 months. It also lets you earn 3 ThankYou® Points per $1 spent on travel (including gas, taxis, tolls, public transport, airfare and more), 2 ThankYou Points per $1 spent on dining out and entertainment, and 1 ThankYou® Point per $1 on other purchases with your card. Points can be redeemed for a wide range of rewards through Citi's ThankYou program. It has a $95 annual fee which is waived for the first 12 months. Here's our Citi ThankYou® Premier Card review.
Best Credit Card For College Students
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points is a great option for college students who are looking for a card to help establish credit while earning rewards at the same time. This card lets you earn 2,500 bonus ThankYou points when you spend $500 on this card within the first 3 months of card membership. The card comes with 0% intro APR on purchases for 7 months, and 13.99% - 23.99% variable APR thereafter. You can earn 2 points for each dollar you spend dining at restaurants and on entertainment, and 1 point for each dollar you spend on other purchases. You'll also benefit from chip technology that will help you feel at ease when traveling since Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points will be accepted worldwide. You'll be happy to know there's no annual fee. Here's our Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points review.
Grace Cheng is co-founder and editor in chief at GET.com, a personal finance and lifestyle website. Email: firstname.lastname@example.orgEditorial Disclosure: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.