A Chase credit card, in our opinion, is one of the best credit cards to have in your wallet these days. Issued by JPMorgan Chase (JPM), one of the biggest banks in the US, a Chase card may let you earn rewards, cash rebates, free air tickets, free hotel nights or even unique experiences.
Besides offering MasterCard (MA) and Visa (V) cards, Chase also partners with hotels and airlines like United (UAL) to offer co-branded cards. Since Chase credit card offers include a large selection of cards in different categories, it can be confusing for you to pick one to apply for.
Having written many Chase card reviews, I'll let you in on our top rated Chase cards. Here is a list of our best rated Chase cards with rewards, 0% APR or bonus miles:
Chase Freedom® is Chase's flagship card. In my opinion, Chase Freedom offers the most value to shoppers as it is one of the best cash back cards in the market. You get up to 5% total cash back on certain types of purchases each quarter, and a standard 1% rebate (unlimited) on all others. You also earn a $100 Bonus after you spend $500 on purchases during the first 3 months, and an extra $25 Bonus after you add an authorized user and make a purchase within this same 3-month period. There is no minimum purchase required and your cash rewards never expire. This card has no annual fee. New cardholders get a 0% intro APR for 15 months on purchases and balance transfers. After that, there is a 13.99% - 22.99% variable APR for both purchases and balance transfers.
Chase Sapphire Preferred® Card is a travel rewards card with an introductory annual fee of $0 the first year, then $95. It lets you earn 40,000 bonus points when spending $4,000 within the first 3 months of account opening, and 5,000 points when adding an authorized user and making a purchase during the first 3 months. This card appeals to those who like to travel and like to earn amazing rewards such as flights, hotel stays, gift cards, cash and many others. Get 2 points per $1 spent on dining and on travel purchases through their Ultimate Rewards site, 1 point per $1 for everything else. Get up to 20% off when redeeming your points for travel purchases through Ultimate Rewards.
Chase Slate® is a balance transfer credit card that lets you enjoy 0% intro APR on purchases and balance transfers for 15 months. After this introductory period you'll have to pay 12.99%, 17.99%, or 22.99% variable APR on purchases and balance transfers depending on your credit score. You get a $0 introductory balance transfer fee when you make a transfer within the first 60 days of account opening (3% of amount transferred or $5 minimum thereafter). Plan your balance repayment with the Blueprint feature. $0 annual fee.
United MileagePlus® Explorer Card is a top-notch airline credit card with some of the best benefits I've seen. It lets you earn 1 mile per $1 spent on all purchases you make with your card, and you earn double miles when you buy airline tickets directly from United. Get 30,000 bonus miles after you spend $1,000 on purchases within the first 3 months. You also earn 5,000 miles when you add an authorized user and make a purchase in the first 3 months. VIP perks such as free visits to any United Club airport lounge with 2 one-time passes per year, free first bag check in (up to $100 saved per round trip), priority boarding, and a host of travel benefits like insurance. No foreign transaction fee. $0 intro annual fee for the first year, then $95.
Ink Cash® Business Credit Card is a business credit card for business owners who want to save money when using this card to pay for any business spending. It lets you earn 5% cash back on office supplies, telecom services and cable services on the first $25,000 spent every account anniversary year, 2% cash back on gas and dining up to $25,000 dollars in combined spending (per card anniversary year), and 1% cash back on all other spending. New sign-ups will get $200 bonus cash back, after spending $3,000 in the first 3 months from account opening, an excellent incentive you won't want to miss. Enjoy 0% intro APR on purchases and balance transfers for 12 months (13.24% variable APR thereafter). No annual fee.
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