A Chase credit card, in our opinion, is one of the best credit cards to have in your wallet these days. Issued by JPMorgan Chase, one of the biggest banks in the US, a Chase card may let you earn rewards, cash rebates, free air tickets, free hotel nights or even unique experiences.

Besides offering MasterCard and Visa cards, Chase also partners with hotels and airlines like United to offer co-branded cards. Since Chase credit card offers include a large selection of cards in different categories, it can be confusing for you to pick one to apply for.

Having reviewed many Chase credit cards, I'll let you in on our top-rated Chase cards. Here is a list of our best rated Chase cards with rewards, 0% APR or bonus miles:

Best Cash Back In Changing Categories

Chase Freedom<sup>®</sup>

Chase Freedom®

  • Our Rating:
At Chase's secure website

FANTASTIC

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • No annual fee.
  • Rewards never expire.

BEWARE OF

  • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
  • Has foreign transaction fees.

INTRO APR

0% Intro APR for 15 months on purchases and balance transfers

REGULAR APR

14.24%-23.24% Variable

ANNUAL FEE

$0

CREDIT REQUIRED

Excellent

CARD DETAILS

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, and select grocery stores
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards never expire as long as your account is open
  • No annual fee
Chase Freedom® is Chase's flagship card. In my opinion, Chase Freedom offers the most value to shoppers as it is one of the best cash back cards in the market. You get up to 5% cash back on certain types of purchases each quarter, and a standard 1% cash back (unlimited) on all others. You also earn a $150 Bonus after you spend $500 on purchases during the first 3 months, and an extra $25 Bonus after you add an authorized user and make a purchase within this same 3-month period. There is no minimum purchase required and your cash rewards never expire. This card has no annual fee. New cardholders get a 0% intro APR for 15 months for purchases and balance transfers. After that, there is a 14.24%-23.24% variable APR for both purchases and balance transfers.

Read review of Chase Freedom® here.

Best Rewards Card For Dining And Travel

Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

  • Our Rating:
At Chase's secure website

FANTASTIC

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®.

REGULAR APR

16.24%-23.24% Variable

ANNUAL FEE

Introductory Annual Fee of $0 the first year, then $95

CREDIT REQUIRED

Excellent

CARD DETAILS

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel and shop with confidence with premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • Introductory Annual Fee of $0 the first year, then $95
Chase Sapphire Preferred® Card is a travel rewards card with an introductory annual fee of $0 the first year, then $95. It lets you earn 50,000 bonus points when spending $4,000 within the first 3 months of account opening, and 5,000 points when adding an authorized user and making a purchase during the first 3 months. This card appeals to those who like to travel and like to earn amazing rewards such as flights, hotel stays, gift cards, cash and many others. Get 2 points per $1 spent on dining and on travel purchases through their Ultimate Rewards site, 1 point per $1 for everything else. Get up to 20% off when redeeming your points for travel purchases through Ultimate Rewards. You can transfer you points to a number of popular frequent travel programs at a 1:1 point transfer rate (1,000 partner miles/points for each 1,000 Chase Ultimate Rewards points). Trip cancellation/trip interruption insurance coverage and a primary auto rental collision damage waiver which reimburses up to the actual cash value of most rental vehicles in the case of theft or a collision.

Read review of Chase Sapphire Preferred® Card here.

Best Balance Transfer Credit Card With Introductory Balance Transfer Fee

Chase Slate<sup>®</sup>

Chase Slate®

  • Our Rating:
At Chase's secure website

FANTASTIC

  • $0 introductory balance transfer fee for transfers made during the first 60 days.

INTRO APR

0% Introductory APR for 15 months on purchases and balance transfers

REGULAR APR

13.24%-23.24% Variable

ANNUAL FEE

$0

CREDIT REQUIRED

Good, Excellent

CARD DETAILS

  • Chase Slate named "Best Credit Card for Balance Transfers" three years in a row by MONEY Magazine
  • $0 Introductory balance transfer fee for transfers made during the first 60 days
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Free Monthly FICO® Score and Credit Dashboard
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee
Chase Slate® is a balance transfer credit card that lets you enjoy 0% introductory APR for 15 months on purchases and balance transfers. After this introductory period you'll have to pay 13.24%-23.24% variable APR on purchases and balance transfers depending on your creditworthiness. You get a $0 introductory balance transfer fee when you make a transfer within the first 60 days of account opening (3% of amount transferred or $5 minimum thereafter). Plan your balance repayment with the Blueprint feature. $0 annual fee.

Read review of Chase Slate® here.

Best United Airlines Credit Card

United MileagePlus<sup>®</sup> Explorer Card

United MileagePlus® Explorer Card

  • Our Rating:
At Chase's secure website

FANTASTIC

  • Rewards program.
  • No foreign transaction fees.
  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening.

REGULAR APR

16.24% Variable

ANNUAL FEE

$0 intro annual fee for the first year, then $95

CREDIT REQUIRED

Excellent

CARD DETAILS

  • Start with 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months from account opening
  • Check your first bag for free - save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
United MileagePlus® Explorer Card is a top-notch airline credit card with some of the best benefits I've seen. It lets you earn 1 mile per $1 spent on all purchases you make with your card, and you earn double miles when you buy airline tickets directly from United. Get 30,000 bonus miles after you spend $1,000 on purchases within the first 3 months from account opening. You also earn 5,000 miles when you add an authorized user and make a purchase in the first 3 months. VIP perks such as free visits to any United Club airport lounge with 2 one-time passes per year, free first bag check in (up to $100 saved per round trip), priority boarding, and a host of travel benefits like insurance. No foreign transaction fee. $0 intro annual fee for the first year, then $95.

Read review of United MileagePlus® Explorer Card.

Business Credit Cards

Best Cash Back Credit Card For Business

Ink Cash<sup>®</sup> Business Credit Card

Ink Cash® Business Credit Card

  • Our Rating:
At Chase's secure website

FANTASTIC

  • Bonus cash back offer.
  • Introductory APR offer.
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

BEWARE OF

  • Larger cash back opportunities are limited to certain spending categories.

INTRO APR

0% introductory APR for 12 months on purchases and balance transfers

REGULAR APR

13.49% Variable

ANNUAL FEE

No Annual Fee

CREDIT REQUIRED

Excellent

CARD DETAILS

  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee
Ink Cash® Business Credit Card is a business credit card for business owners who want to save money when using this card to pay for any business spending. It lets you earn 5% cash back on office supplies, telecom services and cable services on the first $25,000 spent every account anniversary year, 2% cash back on gas and dining up to $25,000 dollars in combined spending (per card anniversary year), and 1% cash back on all other spending. New sign-ups will get $200 bonus cash back, after spending $3,000 in the first 3 months from account opening, an excellent incentive you won't want to miss. Enjoy 0% intro APR for 12 months on purchases and balance transfers (13.49% variable APR thereafter). No annual fee.

Read review of Ink Cash® Business Credit Card here.

Best Rewards Credit Card For Business With Huge Bonus Offer

Ink Plus<sup>®</sup> Business Credit Card

Ink Plus® Business Credit Card

  • Our Rating:
At Chase's secure website

REGULAR APR

15.49% Variable

ANNUAL FEE

$95

CREDIT REQUIRED

Excellent

CARD DETAILS

  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
  • No foreign transaction fees
  • Chip-enabled for enhanced security at home and abroad when used at a chip card reader
  • Employee cards at no additional cost
  • $95 Annual Fee
Ink Plus® Business Credit Card lets you earn 60,000 bonus points after charging $5,000 on purchases to this card in the first 3 months after account opening. Those bonus points can be redeemed through Chase Ultimate Rewards® for up to $750 towards travel because you get 20% off hotels, airfare, car rental and even cruises when you redeem your points through Chase Ultimate Rewards. For the first $50,000 spent on combined purchases at office supply stores and on landline, cellular phone, internet and cable TV services each account anniversary year, you earn 5X points per $1. You earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations (purchased directly with the hotel) each account anniversary year. All other purchases you charge to this card earn unlimited 1 point per $1. Benefits include no foreign transaction fees, trip cancellation/trip interruption insurance, employee cards at no additional cost and tools to manage employee spending. This card has a $95 annual fee.