Capital One Financial is one of the largest card issuers in the United States, and you probably have come across some of their credit cards in print and TV ads. Capital One has a good mix of MasterCard and Visa cards that cater to consumers, business owners and students, whether you want to earn cash back, rewards or airline miles. It has also partnered with Sony to come up with a co-branded credit card. What we like a lot about Capital One credit cards is that they make it very easy for you to redeem your credit card rewards. Their cards don't have any foreign transaction fee, which saves you money when you use your card abroad, and all have $0 fraud liability protection if your card is lost or stolen.

Below we have compiled our top rated Capital One cards so that you can easily choose a credit card that suits your needs.

How We Rate Credit Cards

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

  • Capital One® Venture® Rewards Credit Card

    Capital One® Venture® Rewards Credit Card

    • Our Verdict:
    • 4.70/5 Stars
    At Capital One's secure website
    Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
    Regular APR:12.9% - 22.9% (Variable)
    Annual Fee:$0 intro for first year; $59 after that
    Rewards:Groceries, Office supplies, Recurring bills, Miles
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Details
    Fantastic:
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    View full Capital One® Venture® Rewards Credit Card details
    Card FeaturesRead Review
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • No annual fee for the first year; $59 after that
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    At Capital One's secure website
  • Capital One® Spark® Cash for Business

    Capital One® Spark® Cash for Business

    • Our Verdict:
    • 4.60/5 Stars
    At Capital One's secure website
    Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months.
    Regular APR:16.9% (Variable)
    Annual Fee:$0 intro for first year; $59 after that
    Rewards:Cash Back, Gas
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Details
    Fantastic:
    • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months.
    View full Capital One® Spark® Cash for Business details
    Card FeaturesRead Review
    • Earn 2% cash back on every purchase, every day
    • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
    • Cash rewards don't expire, and there are no categories to limit where or what you buy
    • $0 intro annual fee for the first year; $59 after that
    • Redeem cash rewards anytime, for any amount, even set up automatic redemption
    • No foreign transaction fees
    • Earn unlimited cash rewards that don't expire
    At Capital One's secure website
  • Capital One® Spark® Miles for Business

    Capital One® Spark® Miles for Business

    • Our Verdict:
    • 4.50/5 Stars
    At Capital One's secure website
    Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months.
    Regular APR:16.9% (Variable)
    Annual Fee:$0 intro for first year; $59 after that
    Rewards:Groceries, Office supplies, Recurring bills, Miles
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card FeaturesRead Review
    • Earn 2 miles per dollar spent on every purchase, every day
    • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
    • Miles don't expire, and there are no categories to limit where or what you buy
    • $0 intro annual fee for the first year; $59 after that
    • There's no limit to the amount of miles you can earn and miles don't expire
    • Redeem miles for travel, cash back, gift cards, and more
    • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
    At Capital One's secure website
  • BuyPower Card from Capital One®

    BuyPower Card from Capital One®

    • Our Verdict:
    • 4.35/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases for 12 months
    Regular APR:11.9% - 19.9% (V)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card FeaturesRead Review
    • 5% Earnings on your first $5,000 in purchases every year
    • Unlimited 2% Earnings on every purchase after that
    • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
    • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
    • Save even more when you combine your available Earnings with most current GM offers and incentives
    • 0% intro APR on purchases for 12 months, then an 11.9% — 19.9% variable APR on purchases will apply
    At Capital One's secure website
  • GMC BuyPower Card from Capital One®

    GMC BuyPower Card from Capital One®

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases for 12 months
    Regular APR:11.9% - 19.9% (V)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card FeaturesRead Review
    • 5% Earnings on your first $5,000 in purchases every year
    • Unlimited 2% Earnings on every purchase after that
    • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
    • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
    • Save even more when you combine your available Earnings with most current GM offers and incentives
    • 0% intro APR on purchases for 12 months, then an 11.9% — 19.9% variable APR on purchases will apply
    At Capital One's secure website
  • Cadillac BuyPower Card from Capital One®

    Cadillac BuyPower Card from Capital One®

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases for 12 months
    Regular APR:11.9% - 19.9% (V)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Features
    • 5% Earnings on your first $5,000 in purchases every year
    • Unlimited 2% Earnings on every purchase after that
    • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
    • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
    • Save even more when you combine your available Earnings with most current GM offers and incentives
    • 0% intro APR on purchases for 12 months, then an 11.9% — 19.9% variable APR on purchases will apply
    At Capital One's secure website
  • Capital One® Spark® Cash Select for Business

    Capital One® Spark® Cash Select for Business

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months.
    Intro APR:0% on purchases until January 2016
    Regular APR:12.9% - 20.9% (Variable)
    Annual Fee:$0
    Rewards:Cash Back, Gas
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card FeaturesRead Review
    • Earn 1.5% cash back on every purchase, every day
    • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
    • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
    • Pay no annual fee or foreign transaction fees
    • Get online Quarterly and Year-End Summaries
    • Redeem cash rewards anytime, for any amount, even set up automatic redemption
    • Earn unlimited cash rewards that don't expire
    At Capital One's secure website
  • Capital One® Quicksilver® Cash Rewards Credit Card

    Capital One® Quicksilver® Cash Rewards Credit Card

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    One-time $100 cash bonus after you spend $500 on purchases within the first 3 months.
    Intro APR:0% on purchases and balance transfers until April 2016
    Regular APR:12.9% - 22.9% (Variable)
    Annual Fee:$0
    Rewards:Cash Back, Gas
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Details
    Fantastic:
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • 0% intro APR on purchases until April 2016; 12.9%-22.9% variable APR after that.
    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months.
    View full Capital One® Quicksilver® Cash Rewards Credit Card details
    Card FeaturesRead Review
    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
    • 0% intro APR on purchases until April 2016; 12.9%-22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until April 2016, a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees
    • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
    At Capital One's secure website
  • Capital One® VentureOne® Rewards Credit Card

    Capital One® VentureOne® Rewards Credit Card

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
    Intro APR:0% on purchases until July 2016
    Regular APR:11.9% - 21.9% (Variable)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Details
    Fantastic:
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
    View full Capital One® VentureOne® Rewards Credit Card details
    Card FeaturesRead Review
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Enjoy a low intro APR on purchases until July 2016; 11.9%-21.9% variable APR after that
    • Travel when you want with no blackout dates
    • No foreign transaction fees
    • Miles don't expire and there's no limit to how many you can earn
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    At Capital One's secure website
  • Buick BuyPower Card from Capital One®

    Buick BuyPower Card from Capital One®

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases for 12 months
    Regular APR:11.9% - 19.9% (V)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card FeaturesRead Review
    • 5% Earnings on your first $5,000 in purchases every year
    • Unlimited 2% Earnings on every purchase after that
    • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
    • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
    • Save even more when you combine your available Earnings with most current GM offers and incentives
    • 0% intro APR on purchases for 12 months, then an 11.9% — 19.9% variable APR on purchases will apply
    At Capital One's secure website
  • Chevrolet BuyPower Card from Capital One®

    Chevrolet BuyPower Card from Capital One®

    • Our Verdict:
    • 4.30/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases for 12 months
    Regular APR:11.9% - 19.9% (V)
    Annual Fee:$0
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Features
    • 5% Earnings on your first $5,000 in purchases every year
    • Unlimited 2% Earnings on every purchase after that
    • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
    • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
    • Save even more when you combine your available Earnings with most current GM offers and incentives
    • 0% intro APR on purchases for 12 months, then an 11.9% — 19.9% variable APR on purchases will apply
    At Capital One's secure website
  • Capital One® Spark® Miles Select for Business

    Capital One® Spark® Miles Select for Business

    • Our Verdict:
    • 4.20/5 Stars
    At Capital One's secure website
    Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months.
    Intro APR:0% on purchases until January 2016
    Regular APR:12.9% - 20.9% (Variable)
    Annual Fee:$0
    Rewards:Groceries, Office supplies, Recurring bills, Miles
    Credit Required:Good, Excellent
    At Capital One's secure website
    Card Details
    Fantastic:
    • Earn 1.5 miles per dollar spent on every purchase, every day.
    View full Capital One® Spark® Miles Select for Business details
    Card FeaturesRead Review
    • Earn 1.5 miles per dollar spent on every purchase, every day
    • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
    • Miles don't expire, and there are no categories to limit where or what you buy
    • Save on interest with 0% intro APR on purchases until January 2016; 12.9%-20.9% variable APR after that
    • Pay no annual fee or foreign transaction fees
    • Get online Quarterly and Year-End Summaries
    • There's no limit to the amount of miles you can earn and miles don't expire
    • Fly on any airline, anytime, with no blackout dates or seat restrictions
    At Capital One's secure website
  • Capital One® Secured MasterCard®

    Capital One® Secured MasterCard®

    • Our Verdict:
    • 4.00/5 Stars
    At Capital One's secure website
    Regular APR:24.9% (Variable)
    Annual Fee:$0
    Credit Required:Bad
    At Capital One's secure website
    Card Details
    Fantastic:
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
    • No annual fee.
    View full Capital One® Secured MasterCard® details
    Card FeaturesRead Review
    • No annual fee, with all the credit building benefits
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
    • Easily manage your account 24/7 with online access, by phone, or using our mobile app
    • It's a credit card accepted at millions of locations worldwide
    At Capital One's secure website
  • Journey® Student Rewards from Capital One®

    Journey® Student Rewards from Capital One®

    • Our Verdict:
    • 3.90/5 Stars
    At Capital One's secure website
    Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back.
    Regular APR:19.8% (Variable)
    Annual Fee:$0
    Rewards:Cash Back, Gas
    Credit Required:Fair
    At Capital One's secure website
    Card Details
    Fantastic:
    • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back.
    View full Journey® Student Rewards from Capital One® details
    Card FeaturesRead Review
    • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
    • There's no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    At Capital One's secure website
  • Capital One® QuicksilverOne® Cash Rewards Credit Card

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    • Our Verdict:
    • 3.50/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases and balance transfers until April 2016
    Regular APR:22.9% (Variable)
    Annual Fee:$39
    Rewards:Cash Back, Gas
    Credit Required:Fair
    At Capital One's secure website
    Card Details
    Fantastic:
    • 0% intro APR on purchases until April 2016; 22.9% variable APR after that.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    Beware of:
    • $39 Annual fee.
    View full Capital One® QuicksilverOne® Cash Rewards Credit Card details
    Card Features
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
    • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
    • 0% intro APR on purchases until April 2016; 22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until April 2016
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    At Capital One's secure website
  • PlayStation® Card from Capital One®

    PlayStation® Card from Capital One®

    • Our Verdict:
    • 3.30/5 Stars
    At Capital One's secure website
    Earn 5,000 bonus points after your first purchase in the first 90 days.
    Intro APR:0% on purchases until May 2016
    Regular APR:13.9% - 24.9% (Variable)
    Annual Fee:$0
    Rewards:Points
    Credit Required:Good
    At Capital One's secure website
    Card FeaturesRead Review
    • Earn 5,000 bonus points after your first purchase in the first 90 days
    • 10 points per $1 spent on all PlayStation® Store purchases
    • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
    • 3 points per $1 spent on quick service restaurants, movie theatres, & your mobile phone bill
    • 1 point per $1 spent on all other purchases
    • Redeem for Sony products, movies, music, & more
    • 0% intro APR on purchases until May 2016, 13.9% - 24.9% variable APR after that
    • No annual fee
    At Capital One's secure website
  • Capital One® Spark® Select for Business

    Capital One® Spark® Select for Business

    • Our Verdict:
    • 3.20/5 Stars
    At Capital One's secure website
    Intro APR:0% on purchases until April 2016
    Regular APR:10.9% - 18.9% (Variable)
    Annual Fee:$0
    Rewards:Groceries, Office supplies, Recurring bills, Miles
    Credit Required:Excellent
    At Capital One's secure website
    Card Features
    • Save on interest with our lowest intro APR on all purchases until April 2016; 10.9% - 18.9% variable APR after that
    • Pay no annual fee or foreign transaction fees
    • Build business credit with responsible use
    • Earn 1 mile per dollar on all purchases, and there's no limit to the amount of miles you can earn
    • Miles don't expire and can be redeemed for travel, cash back, gift cards and more
    • Fraud coverage if your card is ever lost or stolen
    • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
    At Capital One's secure website
  • Capital One® Platinum Credit Card

    Capital One® Platinum Credit Card

    • Our Verdict:
    • 3.10/5 Stars
    At Capital One's secure website
    Regular APR:24.9% (Variable)
    Annual Fee:$0
    Credit Required:Fair
    At Capital One's secure website
    Card Details
    Fantastic:
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
    View full Capital One® Platinum Credit Card details
    Card FeaturesRead Review
    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone with our mobile app
    • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use
    • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    At Capital One's secure website
  • Capital One® Spark® Classic for Business

    Capital One® Spark® Classic for Business

    • Our Verdict:
    • 3.00/5 Stars
    At Capital One's secure website
    Regular APR:22.9% (Variable)
    Annual Fee:$0
    Credit Required:Fair
    At Capital One's secure website
    Card FeaturesRead Review
    • Enjoy no annual fee
    • Earn 1% cash back on every purchase, every day
    • Build business credit with responsible use
    • Fraud coverage if your card is ever lost or stolen
    • No foreign transaction fees
    • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
    At Capital One's secure website