Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases. When looking through our best rated gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.
Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.
Below are our best rated gas credit cards in the US offering gas rebates so that you can find the card that best matches your preferences.
BankAmericard Cash Rewards™ Credit Card. With this no annual fee card you will get a $100 online cash rewards bonus if you make at least $500 in purchases in the first 90 days. As for cash rewards, you will earn 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. You can benefit from a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. If you're a Preferred Rewards client that bonus amount can be increased to 25%-75%. You will also enjoy 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, the variable APR for purchases and balance transfers is 12.99%-22.99%. Balance transfer fees equal 3% of each transaction (minimum $10). See terms and conditions for balance transfer fees and for fees that apply to other transaction types. See Terms.
Read our review of the BankAmericard Cash Rewards™ credit card.
Citi® Double Cash Card lets you earn cash back twice. Earn 1% cash back on all your eligible purchases, and 1% additional cash back when you pay off your card balance. You can earn cash back twice on all eligible purchases, including gas, just by using this card to pay and then paying at least the minimum required payment when paying off your balance. Cash back is unlimited and you can earn it without enrolling in a program. 0% intro APR on purchases and balance transfers for 15 months, then 12.99% - 22.99% variable APR on purchases and balance transfers, depending on your creditworthiness. No annual fee.
Read our review of the Citi® Double Cash Card here.
Blue Cash Preferred® Card from American Express, a GET.com advertiser, lets you earn 3% cash back on purchases you make at U.S. gas stations and select U.S. department stores. You earn 6% cash back on the first $6,000 you spend on purchases at U.S. supermarkets every year, and 1% cash back for your other purchases. The ongoing cash back you earn is received in the form of Reward Dollars that you can redeem for a statement credit. This card gives you $150 back as statement credit after you make $1,000 in purchases with your new Card within the first 3 months after account opening. You get a 0% intro APR on purchases and balance transfers for 15 months, with 12.99% - 21.99% variable APR after that, based on your creditworthiness and other factors. Terms and limitations apply. $75 annual fee.
Read our Blue Cash Preferred® Card from American Express review here.
Blue Cash Everyday® Card from American Express, a GET.com advertiser, lets you earn 2% cash back on purchases from US gas stations and select US department stores. This card has no annual fee and also lets you earn 3% cash back on up to $6,000 spent annually on purchases at US supermarkets (1% after hitting that cap) and 1% cash back on other purchases. No rotating or changing categories, so you probably won’t have much difficulty figuring out how much you can save on gas. This rewarding card has 0% intro APR on purchases and balance transfers for 15 months, then a 12.99% - 21.99% variable APR depending on creditworthiness and other factors. This card has a signing bonus that lets you get $100 back (as a statement credit) after you spend at least $1,000 in purchases within the 3 first months of card membership. No annual fee. Terms and limitations apply.
Read our review of Blue Cash Everyday® Card from American Express here.
Discover it® chrome for Students with $20 Cash Back is one of my favorite gas cards for students, as it lets you earn 2% cash back on purchases from gas stations right throughout the year. No need to sign up. You also earn this 2% cash back on restaurant purchases. This 2% cash back will be earned on up to $1,000 spent in combined restaurant and gas station purchases quarterly, 1% cash back thereafter. All other purchases you make earn 1% cash back. This card has no overlimit fee, no late fee for your first late payment, and no foreign transaction fee. 10.99% intro APR on balance transfers for 6 months and 12.99% - 21.99% variable APR thereafter. No annual fee.
Read our review of Discover it® chrome for Students with $20 Cash Back.
U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card is a very flexible card that gives you 2 Flexpoints for every dollar you spend on either gas, groceries or airline purchases, whichever you spend most on each month, as well as on most cell phone expenses each billing cycle. So if you spend a lot of money on gas each month, this might be the ideal deal for you. You will also earn 3 Flexpoints for every dollar you donate to charity, and 1 Flexpoint for each dollar you spend on the rest of your eligible net purchases. Receive 20,000 bonus Flexpoints when you spend $3,500 within the first 4 months. $0 annual fee for the first year, then $55 annual fee thereafter.
Read our review of U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card.
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