Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases. When looking through our best rated gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.
Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.
Below are our best rated gas credit cards in the US offering gas rebates so that you can find the card that best matches your preferences.
BankAmericard Cash Rewards™ Credit Card. With this no annual fee† card you will get a $100 cash back bonus if you make at least $500 in purchases in the first 90 days; this offer is online-exclusive. As for cash rewards, you will earn 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back and there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. Bank of America customers can benefit from a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. You will enjoy 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, the variable APR for purchases and balance transfers is 12.99%-22.99%. Balance Transfer fees equal 3% of each transaction (minimum $10). See terms and conditions for balance transfer fees and for fees that apply to other transaction types. See Terms.
Read our review of the BankAmericard Cash Rewards™ credit card.
Chase Freedom® lets you earn $100 Bonus after spending $500 on purchases in the first 3 months after account opening. You earn 5% cash back on purchases in quarterly rotating categories (like gas stations, restaurants, amazon.com and more) on up to $1,500 in combined purchases each quarter. Sign-up is required to activate categories. Unlimited 1% cash back on all other purchases and category purchases above the $1,500 cap. No annual fee.
Read our review of Chase Freedom® here.
Discover it® lets you earn 5% Cashback Bonus per dollar spent in combined purchases each quarter on rotating categories you sign up for. You earn that 5% cash back on purchases in combined categories each quarter, up to a quarterly limit. After you hit that cap you still earn 1%. You get automatic and unlimited 1% cash back on every other purchase, so you will always get at least 1% cash back on your gas station purchases. You also get 0% intro APR on purchases and balance transfers for the first 14 months, and 10.99% - 22.99% standard variable purchase APR after that. A 3% fee applies for balance transfers. No annual fee.
Read our detailed review of Discover it®.
Blue Cash Preferred® Card from American Express, a GET.com advertiser, lets you earn 3% cash back at US gas stations and select US department stores all year round. You’ll also earn 6% cash back at US supermarkets on up to $6,000 spent in purchases each year, and 1% cash back thereafter and on your other purchases. You don’t have to enroll in any cash back program and will receive the cash back as Rewards Dollars that you can redeem for statement credit. Get $150 back (in the form on statement credit) after spending $1,000 on purchases on your new Card within the first 3 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months, and a 12.99% - 21.99% variable APR thereafter. $75 annual fee. Terms and limitations apply.
Read our review of Blue Cash Preferred® Card from American Express.
Discover it® chrome for Students with $20 Cash Back is one of my favorite gas cards for students, as it lets you earn 2% cash back on purchases from gas stations right throughout the year. No need to sign up. You also earn this 2% cash back on restaurant purchases. This 2% cash back will be earned on up to $1,000 spent in combined restaurant and gas station purchases quarterly, 1% cash back thereafter. All other purchases you make earns 1% cash back. This card has no overlimit fee, no late fee for your first late payment, and no foreign transaction fee. 10.99% intro APR on balance transfers for 6 months and 12.99% - 21.99% standard variable APR thereafter. No annual fee.
Read our review of Discover it® chrome for Students with $20 Cash Back.
U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card is a very flexible card that gives you 2 Flexpoints for every dollar you spend on either gas, groceries or airline purchases, whichever you spend most on each month, as well as on most cell phone expenses each billing cycle. So if you spend a lot of money on gas each month, this might be the ideal deal for you. You will also earn 3 Flexpoints for every dollar you donate to charity, and 1 Flexpoint for each dollar you spend on the rest of your eligible net purchases. Receive 20,000 bonus Flexpoints when you spend $3,500 within the first 4 months. $0 annual fee for the first year, then $55 annual fee thereafter.
Read our review of U.S. Bank FlexPerks® Business Edge™ Travel Rewards Card.
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