Many of you may not be familiar with Barclaycard credit cards in the US since they are relatively new entrants to the market here. Launched in the US in 2004, Barclaycard is part of the Barclaycard Group that traces its roots to the UK, and is one of the most stable financial institutions in the world with a history of more than 300 years. Since Barclaycard came up top 3 in the US credit card satisfaction survey by JD Power in 2011, and offers more than 60 different credit cards in the US, I thought it's time I do some research on some of its most popular cards, and present to you some of their best offerings in terms of rewards programs as well as long introductory APR promotions.
Almost all Barclaycard credit cards offer introductory APR on balance transfers and many of them also offer intro APR on purchases, or low ongoing interest rates. It has both MasterCard and Visa cards, and also partners with several airlines such as US Airways, Lufthansa and Frontier Airlines, all of which offer rewards and additional points or miles when you make airline purchases with your card.
Here are our best rated Barclaycard credit cards so that you can choose which card appeals to you the most:
Barclaycard Arrival Plus™ World Elite MasterCard®. Receive 40,000 bonus miles when you spend $3,000 within the first 90 days of account opening. Earn 2 miles for every dollar you spend on purchases. Earn 5% miles back of the miles you redeem for travel statement credits. You can earn unlimited miles that can be redeemed for gift cards, merchandise and statement credit. 0% intro APR on balance transfers for 12 months for every balance you transfer within the first 45 days of account opening, 15.99% or 19.99% variable APR thereafter, based on your credit worthiness. No foreign transaction fees. $0 intro annual fee for the first year, then $89.
Read our review of the Barclaycard Arrival Plus™ World Elite MasterCard®.
Barclaycard® Rewards MasterCard®. You will earn 2x cash back rewards per dollar spent on gas, utility and grocery purchases, and 1x cash back rewards for every other dollar in purchases. Cash back rewards are earned as points that you can redeem for merchandise, gift cards, cash back statement credit or you can use it to pay yourself back as a statement credit for purchases made within the last 90 days. You can earn unlimited points which you can redeem for anything without paying any fee, and points do not expire. Free FICO® Credit Score for active cardmembers and monthly reporting to the 3 major credit bureaus. This card has no annual fee.
Read review of Barclaycard® Rewards MasterCard® here.
Barclaycard® Ring MasterCard®. With this card, you will enjoy an 8% variable APR on purchases and balance transfers all year round. This is a very low APR that’s very hard to find in the market right now. If you do a balance transfer, there's no fee for it. Earn additional money through the Giveback program, in which you'll receive cash back for positive credit card performance. No foreign transaction fee and embedded chip card technology. No annual fee.
Read review of Barclaycard® Ring MasterCard® here.
To see our full selection of Barclaycard credit cards click here.