The Barclaycard Arrival Plus™ World Elite MasterCard® is a travel rewards credit card issued by Barclays Bank Delaware for US residents who have excellent credit. This MasterCard rewards you with miles for all your purchases but also has an annual fee of $89 after the first year of card membership. You may be wondering if this card would be a good choice for you, so I'm going to save you time by listing the pros and cons in this review so that you'll have a better idea before you apply.

Things We Like About This Card

Earn 2 miles per dollar on all your purchases. For every dollar you spend on your card, you will get 2 miles. This will really accelerate your miles accumulation.

Earn 40,000 bonus miles. You will receive 40,000 miles when spending $3,000 or more on purchases within the first 90 days of account opening. These 40,000 bonus miles equal $400 when redeeming them for travel statement credit!

Enjoy 0% intro APR on balance transfers for 12 months. This applies to the balances you transfer within 45 days of account opening. After this intro APR period you'll have a 14.99% or 18.99% variable APR on balance transfers depending on your credit worthiness.

Earn unlimited miles. Each time you make a purchase with your card, you earn miles, and there is no cap to the amount of miles you can earn with your card.

Earn 10% of your miles back when you redeem them for travel statement credits. This means that if you redeem, say, 25,000 miles for any travel purchases (including airfare, hotels, car rentals, cruises, etc), you will receive 2,500 miles 1 business day after your redemption has been processed.

Miles can be redeemed toward statement credit, gift cards and merchandise. When redeeming miles for statement credit, they can be used to pay all or a portion of airfare, hotels, car rentals, cruises and more travel purchases within the last 120 days.

Access your FICO® score online for free. All Arrival cardmembers can view their FICO score 24/7 from their online account. This is a great benefit, as you can track and improve your credit score online, anytime.

No foreign transaction fees. This is ideal if you travel overseas often and make purchases in foreign currencies. A money saving benefit since many other credit cards charge a 3-5% foreign transaction fee when you use your card to pay in non-US currency.

Our Least Favorite Things About This Card

After the first year, you'll have to pay an annual fee of $89. Is the annual fee of $89 worth it? You will have to spend at least $4,500 a year on your card just to cancel out this annual fee, which means that any spending above $4,500 will be your true reward.

  • Our Verdict:
  • 4.10/5 Stars

The Barclaycard Arrival Plus™ World Elite MasterCard® with $89 annual fee will be more suitable for those of you who will be spending more than $4,500 a year on this card. Earning 2 miles per dollar on all purchases will let you earn miles at a really fast pace, even if you don't travel often. As a signing incentive, you can get 40,000 bonus miles when you spend $3,000 on purchases within the first 90 days, worth $400 toward travel statement credit. You also get to enjoy 0% intro APR on balance transfers for 12 months (for balance transfers made within 45 days of account opening) and 14.99% or 18.99% variable APR thereafter.

Click here to go to the official Barclays website to apply online for Barclaycard Arrival Plus™ World Elite MasterCard® with $89 annual fee now.