If you are a resident in Canada, and are looking for the best credit card for your lifestyle, you have come to the right place. We have compiled the most popular and best Canadian credit cards here so that you can easily compare them and apply for the one that's best for you. These credit cards offer you low interest, cash back, rewards, and other benefits. Click here if you are looking for the Best Credit Cards in the US. Do note that you need good to excellent credit to be approved for the cards.


4.40/Stars

Sony Card MasterCard® credit card is a rewards card designed for Canadians who are fans of Sony products. It gives you 2 points per dollar you spend at the Sony store/Maison Sony or at SonyStyle.ca, and 1 point per dollar on all other purchases with your card. After making your first qualifying transaction you will receive 2,000 bonus points. Points can be redeemed for any Sony product you like at the Sony Canadian website. This MBNA Sony Card MasterCard Credit Card doesn't have any annual fee.

Click here to read our review of the Sony Card MasterCard® credit card.

4.40/Stars

The Scotiabank® Rewards VISA* card is a no annual fee travel rewards card that lets you earn 1 Scotia Rewards point for every $2 spent on your everyday purchases. Rewards can be redeemed for travel you book yourself or for bookings made through Scotiabank's dedicated travel service. This card also lets you get up to 20% off the lowest published offer at over 18,000 participating hotels worldwide and up to 25% off on qualifying car rentals. You get an interest-free grace period of at least 21 days for purchases, after which the annual interest rate is 19.99%. The annual interest rate on cash advances and balance transfers is 21.99%. Read our review of the Scotiabank® Rewards VISA* card Scotiabank Rewards VISA Card.

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The Scotia Momentum® VISA Infinite Card lets you earn 4% cash back on gas and grocery purchases of up to $25,000 spent per year. Card holders also earn 2% cash back on recurring payments and drug store purchases up to a maximum of $25,000 spent annually, and 1% cash back on all other purchases. Additional benefits include rental car collision/loss damage insurance, purchase security and extended warranty insurance. With an annual fee of $99 this card is best suited to bigger spenders who will benefit from the high cash back. You get an interest-free grace period of at least 21 days on the annual interest rate of 19.99% for purchases. The annual interest rate is 21.99% on cash advances and balance transfers. Read our full review of the Scotia Momentum® VISA Infinite Card here.

4.20/Stars

The L'earn™ VISA Card is a $0 annual fee credit card designed to meet the needs of students that lets you earn Moneyback rewards on your purchases. The card can be obtained with or without a co-signor providing the applicant meets the criteria. Card holders earn 1% moneyback rewards on annual spending of over $1,000 and get a 21 day interest-free grace period on purchases, after which the annual interest rate on purchases is 19.99%. Benefits of this card include Visa payWave technology and discounts of up to 20% on AVIS car rentals. The annual interest rate is 21.99% on cash advances and balance transfers. If you're looking for a good student credit card that lets you earn moneyback rewards on your spending then you may want to read my full review of the L'earn™ VISA Card to help you decide if this is the card for you.

4.30/Stars

SCENE® VISA Card was created with movie lovers in mind. This $0 annual fee credit card lets you earn 4,000 bonus points when you make a purchase within 60 days of signing up. You earn 1 SCENE point for every $1 spent on purchases and 4 bonus points for every $1 spent at participating Cineplex Entertainment theaters. Card holders can redeem points for Cineplex movie tickets, movie snacks, WWE and Met Opera Cineplex screenings and Cineplex store merchandise. Benefits include 20% discounts on AVIS car rentals and chip technology. There's an interest-free grace period of at least 21 days on purchase, after that the annual interest rate is 19.99%. The annual interest rate is 21.99% on cash advances and balance transfers. If you love movies and want a credit card that lets you earn entertainment rewards on your spending, then read our review of the SCENE® VISA Card for more information.

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The Scotiabank®* American Express® Card is a solid travel rewards card that lets you earn 5,000 Scotia Rewards points when you use it to make at least one purchase within the first 60 days of opening the account. Card holders earn 1 Scotia Rewards point per $1 spent on eligible purchases and 2 Scotia Rewards points for every $1 spent on gas, groceries and dining out on the first $50,000 spent annually. At a low annual fee of $39, this card offers a lot of benefits, including trip interruption insurance, travel emergency medical coverage, price protection and purchase security. An interest-free grace period of at least 21 days offsets the annual interest rate for purchases of 19.99%. The annual interest rate is 21.99% on cash advances and balance transfers. Read my full review of the Scotiabank®* American Express® Card for more insights into this credit card.

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Scotiabank®* Gold American Express® Card. If you want a travel rewards card that offers solid travel benefits then this card is worth looking into. You can earn a sign-up bonus of 15,000 points (worth $150 in travel) when you make a purchase within 2 months of card membership. You earn 4 points per $1 for eligible grocery store, gas station, restaurants and entertainment purchases (on the first $50,000 spent annually), and 1 point per $1 on all other eligible purchases. Points can be redeemed for travel through their travel service or used to reimburse travel you book somewhere else. You get shopping and travel benefits like price protection, purchase security, trip cancellation coverage, travel accident insurance and travel emergency medical insurance. The annual fee of $99 is waived for the first year. Annual interest rates are 19.99% for purchases (after a grace period of at least 21 days), and 21.99% for balance transfers.

Read review of the Scotiabank®* Gold American Express® Card.

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The ScotiaGold Passport® VISA Card is an exclusive option for those who want to earn cash back on travel expenses. You earn 5% cash back when you use this card to book travel with the Scotia Rewards Travel Service, and 1 point per $1 spent on your other purchases. You can earn 5,000 bonus points when you make at least one purchase within 2 months of opening the account. These 5,000 points are worth $50 in travel. Interesting travel benefits travel emergency medical and trip cancellation/interruption insurance. You get a 21 day interest-free grace period on purchases, after that the annual interest rate is 19.99%. With an annual fee of $110 and an annual interest rate of 21.99% for cash advances and balance transfers, it may be worth reading our review of the ScotiaGold Passport® VISA Card to find out if it's the right card for your travel needs.

4.30/Stars

The No-Fee ScotiaGold® VISA is a basic $0 annual fee credit card that offers a 21 day interest-free grace period on purchases, after that the annual interest rate is 19.99%. The annual interest rate is 21.99% on cash advances and balance transfers. Frequent travelers will benefit from commission-free travelers checks and up to 20% discounts on AVIS car rentals. The benefits of a chip technology card make this a practical solution for the average credit card user. You can read the full review of the No-Fee ScotiaGold® VISA card to learn more about how this credit card may benefit you.

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The Scotiabank Value® VISA Card offers a low introductory annual interest rate of only 0.99% for balance transfers and cash advances followed by an annual interest rate of 11.99% for balance transfers. The low 1% balance transfer fee makes transferring a balance to this card easy and cheap. An annual fee of $29 and a 21 day interest-free grace period on purchases followed by an annual interest rate of only 11.99% for purchases makes this card an affordable option, especially if you're looking to transfer a balance and enjoy lower interest rates. Read the full review of the Scotiabank Value® VISA Card for an in-depth comparison between the Scotiabank Value Card and the No-Fee Scotiabank Value® VISA Card.

4.30/Stars

The No-Fee Scotiabank Value® VISA Card is an interesting $0 annual fee credit card that will primarily benefit you if you plan on transferring a balance. Card holders will enjoy the low introductory annual interest rate of 3.99% for balance transfers and cash advances for the first 6 months. After that, the variable annual interest rate of 16.99% is still lower than what most credit cards offer. You get a 21 day interest-free grace period on purchases, after that the annual interest rate on purchases is 16.99%. Read the full review for a complete list of the pros and cons of the No-Fee Scotiabank Value® VISA Card.