The new Chase Freedom® 5% cash back categories are here right on time for summer. If sunny evenings spent lounging on a restaurant terrace or enjoying a cocktail by the seaside sound like your idea of a good time, get ready to smile.

Right through the July-September quarter of 2016, you can swipe your Chase Freedom® to earn 5% cash back from Chase on up to $1,500 in combined purchases at restaurants and wholesale clubs.

Whether you grab one of these cheap fast foods that won't kill you or go bezerk and have yourself one of the 6 most expensive steaks in America, you will earn 5% cash back on what you spend.

Then there's the wholesale clubs category, which Chase decided to extend until the end of 2016, partly because Costco has begun accepting Visa credit cards (Chase Freedom® is a Visa card.

If you use this card to pay at Costco, Sam's Club, BJ's or other wholesale clubs this quarter, you will earn 5% cash back on your purchases. Just remember that you earn this 5% cash back on up to $1,500 of combined purchases at wholesale clubs and restaurants.

So even if you can't afford to lounge in a seaside bistro, you can always pack a bulk supply of BBQ rashers and a 6-pack of Kirkland Signature Beer, and lounge on the beach for a song.

Rich, not-so-rich, or rich and a tight wad, there's something for every food lover in the Chase Freedom® summer categories.

Chase Freedom® lets you earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Every 3 months you enjoy new 5% categories like wholesale clubs, gas stations and restaurants. It has no annual fee and you earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. If you want to take a summer vacation and pay it off over a long period of time, this card could work well for you. It has a 0% intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum.

Read our full review of Chase Freedom® here.