We at GET.com look through and research hundreds of credit cards in the US, using the latest updated offers directly from banks. After thoroughly reviewing each card and taking into account the rewards, benefits, APR and fees, we tell you which are our best rated credit cards in different categories: Rewards, 0% balance transfer, cashback, hotel & airline, business, student. We will also show you our best rated credit cards for bad or no credit. When you click Apply Now, we send you off to the card issuer's official online application.

The following are 2015’s best rated credit card offers as ranked by the GET.com staff:

Our Best Rated Cash Back Credit Cards

Cash back credit cards give you back a certain percentage of what you spend in the form of cash rebates which is cold, hard cash. It is like getting a discount every time you spend on your card. Most of the cash back cards below have no annual fee.

Chase Freedom® is one of our highly rated cash back credit cards in the US, and it is issued by JPMorgan Chase(NYSE:JPM). You get 5% cash back on quarterly rotating categories, which can save you quite a bit of money if you plan your spending in advance. This January 1 - March 31, 2015 quarterly category lets you earn 5% cash back at movie theaters, and Starbucks® stores and grocery stores (this does not include Walmart® and Target® purchases), on up to $1,500 in combined purchases for this quarter. You have to sign-up in order to activate the category. You will earn unlimited 1% cash back on everything else. For new sign-ups to Chase Freedom: Get a $100 Bonus after spending just $500 on purchases within the first 3 months of account opening and a $25 Bonus when you add an authorized user and make a purchase within this same 3-month period. There is nothing we don't like about this card at all!

This $100 cash back Bonus is, in fact, one of the largest in the market right now. Click on this link to apply for Chase Freedom®.

Click here to read our detailed Chase Freedom® review.

BankAmericard Cash Rewards™ credit card is a cash rewards credit card with no annual fee† for those of you who like to earn cash rewards when you make purchases. With this card, you will get a $100 cash back bonus after you make at least $500 in purchases in the first 90 days; this offer is online-exclusive. As for cash rewards, you will earn 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don't have to enroll in any rewards program to receive your cash back & there are no changing categories. Your cash back doesn't expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. You’ll enjoy 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days. After that, the variable APR for purchases and balance transfers is 12.99% - 22.99%. Balance transfer fees equal 3% of each transaction (minimum $10). See terms and conditions for balance transfer fees and for fees that apply to other transaction types. Bank of America customers can get a 10% customer bonus each time you redeem cash back into a Bank of America® savings or checking account. See Terms.

Click here to read our detailed review of BankAmericard Cash Rewards™ credit card.

or Call 800-508-2933 or Call 800-508-2933

Blue Cash Preferred® Card from American Express, a GET.com advertiser. Get $150 back as statement credit when you make $1,000 in purchases with your new card within the first 3 months of card membership. Earn 6% cash back on the first $6,000 spent each year on purchases you make from U.S. supermarkets (then 1% cash back after you hit that cap). You also earn 3% cash back on purchases from U.S. gas stations and select U.S. department stores. The rest of your eligible purchases earn 1% cash back. Benefit from a 0% intro APR on purchases and balance transfers for the first 15 months. After that intro period you pay a variable APR of 12.99% to 21.99% based on your creditworthiness and other factors. Terms and limitations apply. This card has a $75 annual fee, but if you use it as your primary spending card for everyday purchases, the cash back you could earn can make this a rewarding credit card.

Read our full review of Blue Cash Preferred® Card from American Express here.

Discover it® is a cash back credit card. This Discover (DFS) card gives you 5% cash back on purchases in quarterly rotating categories (gas, department stores, travel, home improvement, restaurants, movies, etc) after you sign up for 5% cashback Bonus, up to the quarterly maximum in combined category purchases each quarter. You get unlimited 1% cash back automatically on everything else you purchase. Discover it® offers a 0% intro APR on purchases and balance transfers for the first 14 months (10.99% - 22.99% variable purchase APR after). It has a 3% fee for balance transfers. What we absolutely like about their cash rebates is that you can double the value of your rebates by redeeming them for certain gift cards (over 100 partner stores). To give you some examples, a $40 rebate can be redeemed for a $80 Carnival Cruise; a $40 rebate can be redeemed for a $100 certificate from Hyatt Hotels & Resorts; a $20 rebate can be exchanged for a $40 Samsonite gift card!

Click here to read our detailed review of Discover it®.

Blue Cash Everyday® Card from American Express, a GET.com advertiser, is a cash back credit card with which you can get $100 back after spending $1,000 in purchases on your new Card in your first 3 months. You’ll receive this $100 back in the form of a statement credit. Earn 3% cash back at US supermarkets (on up to $6,000 spent on purchases per year), 2% cash back at US gas stations and select US department stores, and 1% cash back on your other purchases (terms and limitations apply). No enrollment is required to earn cash back. Enjoy 0% intro APR on purchases and balance transfers for 15 months (after that there is a 12.99% - 21.99% variable APR on purchases and balance transfers, based on your creditworthiness as well as other factors). No annual fee. Terms and restrictions apply.

Read our review of Blue Cash Everyday® Card from American Express.

Our Best Rated Hotel & Airline Credit Cards For Frequent Travelers

Hotel and airline credit cards not only let you earn points when you stay at a particular brand of hotel or fly on a particular airline, they also give you points on your everyday spending, which you can later use to redeem for air tickets or hotel stays.

BankAmericard Travel Rewards® Credit Card. This card could work for you if you like to earn points that can easily be redeemed towards travel purchases. Online exclusive offer: earn 10,000 bonus points after you use your new credit card account to make at least $500 in purchases within 90 days of the account opening date. This card lets you earn 1.5 points per 1 dollar spent on purchases. If you are a Bank of America customer with an active Bank of America® checking or savings account, you will benefit from an additional 10% customer points bonus on every purchase. There is no limit to the total amount of points you can earn, and points do not expire. Just book travel as you would normally, and then call or go online to redeem your points for a statement credit toward all or part of your travel purchases. Enjoy a 0% introductory APR on purchases for the first 12 billing cycles, 14.99% - 22.99% variable APR thereafter. Make purchases outside of the US with no foreign transaction fees. No annual fee. See Terms.

Read our review of BankAmericard Travel Rewards® credit card.

or Call 800-335-4319 or Call 800-335-4319

Capital One® Venture® Rewards Credit Card. With this card you will earn a one time bonus of 40,000 miles (worth $400 in travel) when spending $3,000 on purchases within the first 3 months as well as 2 miles per dollar spent on any purchase, which means that your mileage will increase twice as fast! There is an annual fee of $59 which is waived for the first year!

Click here to read our detailed Capital One® Venture® Rewards Credit Card review.

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Chase Sapphire Preferred® Card. Earn 40,000 points when you spend $4,000 within 3 months of account opening. These 40,000 points are worth up to $500 in travel when redeemed through Chase Ultimate RewardsSM. Earn 5,000 bonus points after you add the first authorized user to your account and make a purchase, both within 3 months of account opening. Enjoy 1:1 point transfer to leading frequent travel programs at full value. Get 20% off travel when you redeem your points for airfare, hotel stays, car rentals or cruise bookings through the Ultimate Rewards program. Earn 2 points for each $1 you spend on travel and restaurant dining, and 1 point per $1 for your other purchases. This card has no foreign transaction fees. Enjoy an introductory annual fee of $0 the first year, then $95.

Read our Chase Sapphire Preferred® Card review here.

Our Best Rated 0% Balance Transfer Credit Cards

Got an existing credit card or store card debt? Consolidate all your high-interest debt by moving it to another card that offers 0% interest on balance transfers for a specific period of time so that you can pay off your existing debt interest-free during that period. All the 0% balance transfer cards below don't have any annual fee.

Chase Slate® is a balance transfer card that lets you transfer a balance within the first 60 days after account opening with a $0 intro balance transfer fee. After those 60 days are over, there is a 3% balance transfer fee on the amount transferred or a $5 minimum, whichever is greater. The majority of credit cards usually charge a 3-5% balance transfer fee right from the start, so this intro offer is a good benefit for those who need to transfer a balance. You will also enjoy a 0% intro APR on purchases and balance transfers for 15 months. After that, there is a 12.99%, 17.99%, or 22.99% variable purchase and balance transfer APR, based on your credit score. There is a $0 annual fee.

Find out more in our detailed review of the Chase Slate® here.

Discover it® - 18 Month Balance Transfer Offer is a time-limited card offer. For new sign-ups who apply, you get 0% introductory APR on balance transfers for 18 months. That means you can have up to one and a half years to pay off your existing card debts at ZERO interest with this Discover it® - 18 Month Balance Transfer Offer! You still have to pay a balance transfer fee of 3% even though you pay zero interest. This card also offers a 0% intro APR on purchases for the first 6 months of card membership (10.99% - 22.99% variable APR thereafter). As it is also a rewards card, it gives you cash back whenever you make purchases, giving you more savings on your spending.

Click here to read our detailed review of Discover it® - 18 Month Balance Transfer Offer.

Our Best Rated Rewards Credit Cards With No Annual Fee (Including Travel)

Rewards credit cards let you earn points on your spending so that you can later redeem all those points for rewards ranging from free air tickets, hotel stays to merchandise, gift cards or even cash.

Capital One® VentureOne® Rewards Credit Card offers a one-time bonus of 20,000 miles after you spend $1,000 on purchases within the first 3 months. These bonus miles are equal to $200 in travel! You will also earn 1.25 miles on every purchase you make, every day, and you can earn unlimited miles. There are no blackout dates when you redeem your miles for travel, and there are no foreign transaction fees when you make purchases in another currency or while you’re abroad. Benefit from a 0% intro APR on purchases until February 2016, then 11.9% - 19.9% variable APR. You may also see your monthly credit score whenever you want and get automatic alerts for free with Capital One® Credit Tracker. No annual fee.

Read our review of Capital One® VentureOne® Rewards Credit Card.

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Our Best Rated Business Credit Cards With No Annual Fee

Are you an entrepreneur or a small business owner? Business credit cards are useful as they not only give you a line of credit for your business expenses, they also reward you when you spend on your card.

Ink Cash® Business Card - $200 Bonus Cash Back credit card from Chase is hands-down our best rated cash back business credit card, with a sizeable cash back bonus to boot. You get 5% cash back when you purchase office supplies, cable services, and telecom services, up to a maximum of $25,000 per (account anniversary) year, 1% thereafter. 2% cash back on dining and gas purchases, for the first $25,000 spent in a card anniversary year. You get unlimited 1% cash back on all other business purchases. And if you shop at their online mall, you can get up to 10% cash back. There is no limit to the amount of cash back you can earn. Promotion for new sign-ups: You get $200 bonus cash back when you spend $3,000 in the first 3 months that your account is open. It offers a 0% introductory APR on purchases and balance transfers for the first 12 months (13.24% variable APR thereafter). It has many protection benefits such as purchase protection, extended warranty and many more. There is no annual fee for you or any additional cards you might want to get for your employees. Ink Cash Business is the card to get if you want maximum cash rebates in return for your business spending, without paying any annual fee.

Click here to read our detailed Chase Ink Card review.

Capital One® Spark® Miles Select for Business is another good business credit card as it gives you 1.5 miles for every dollar you spend on all your purchases, and offers a 0% intro APR on purchases until August 2015 (after the intro period there is a variable APR of 12.9% - 20.9%). You will also receive a one-time bonus of 10,000 miles if you spend $3,000 within the first 3 months of having this card. There’s no limit to the amount of miles you can earn, and your miles don't expire. You can get your miles whenever you want. Like Ink Cash, you can get additional credit cards for your employees for free and set spending limits on them so that you can keep tabs on your employees. You also get $0 fraud liability protection if your card is lost or stolen, and a free itemized year-end summary. No foreign transaction fees or annual fees. This Capital One® Spark® Miles Select for Business card is ideal for new business owners.

Click here to read our detailed Capital One® Spark® Miles Select for Business review.

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Our Best Rated Student Credit Cards

Unlike debit cards, student credit cards can help you establish a credit history, and if you make purchases with it and pay your bills on time, you would build a good credit score over time, which is important when you find employment in the future or apply for loans. All the student cards below have no annual fee.

Discover it® for Students is an excellent choice of card for students as it gives you 5% cash back in quarterly rotating categories such as movies, restaurants, gas stations, department stores, etc. on up to $1,500 spent quarterly when you sign up for 5%. You get automatic 1% cash back for every purchase you make. When you shop online at ShopDiscover (over 100 retailers such as Dell, Best Buy, etc), you can get 5% to 20% cash back bonus. Like the regular Discover it Card, you can double the value of your rebates when redeeming your rebates for gift certificates from certain retail partners. Enjoy 0% intro APR on purchases for 6 months and 10.99% intro APR on balance transfers for the first 6 months (12.99% - 21.99% variable purchase and balance transfer APR thereafter). There is no limit to the amount of rebates you can earn, and rebates don't expire.

Click here to read our detailed Discover it® for Students review.

Discover it® chrome for Students with $20 Cashback Bonus rewards you with $20 cash back after you make your first purchase within 3 months of your credit card approval. You will also earn 2% cash back on up to $1,000 spent each quarter in combined purchases at gas stations and restaurants (you don't have to enroll in any program to earn this cash back), and 1% cash back on all your other purchases. Your cash back doesn’t expire and can be redeemed whenever you want. You can view your FICO® Credit Score for free on your monthly statements and online. Remember to make your payments each month by receiving free text alert reminders. Benefit from a 10.99% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by January 10, 2015, with a 12.99% - 21.99% variable APR after that. No annual fee.

Read our review of Discover it® chrome for Students with $20 Cashback Bonus.

Our Best Rated Credit Cards For Bad Or No Credit

If you have a bad credit score or don’t have any credit history, you can rebuild or establish your credit with secured credit cards, which are actual credit cards, not prepaid debit cards (debit cards do not help build credit). Below we list the best secured credit cards you can apply for even with bad or no credit.

Capital One® Secured MasterCard® is our choice of credit card to get if you want to rebuild or build your credit. The minimum refundable security deposit is $49, $99 or $200 depending on your credit score. This minimum security deposit gives you a $200 credit line, but credit lines of up to $3,000 are available. You may be get access to higher amounts of credit without increasing your deposit based on your creditworthiness and payment history. As this is an actual credit card, your payment information is reported to the 3 major US credit bureaus, so if you pay on time each month, your credit should improve. You also get free access to your credit score.

Click here to read our detailed Capital One® Secured MasterCard® review.

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Navy Federal Credit Union nRewards Secured Card is a solid credit repair tool that also lets you earn rewards. It has no annual fee and you earn 1 point for each $1 you spend. But before you get too excited it's important to note that you can only get this card if you or your family serve or have served in the United States Armed Forces. If you fit that bill and have poor credit then this card is a good choice. You will have to put down a minimum deposit of $500 in order to get this card, and your credit line will match the deposit you put down. Benefits that you get with this card include collision damage waiver for car rentals of 15 days or less paid with your card, and access to their online mall where you can find good discounts and redeem the points you earn for merchandise, gift cards and travel. You will need to collect a minimum of 1,000 points before you can start redeeming. Points are unlimited, but they do expire after 4 years.